Homeowners in crisis turned to MVP Home Solutions LLC of Fort Lee, paying $995 to $1,625 a month for programs with names like “Stay in Your Home,” in hopes of fighting off foreclosure, according to state authorities.

But the promises of rescue were a scam, authorities said Friday.

N.J. Attorney General Christopher Porrino filed a civil action accusing MVP executives Marcus A. Mullings Jr. and Talia Stephen-Mullings, both of Fort Lee, and Jessie Sanders, of West Orange, of violating state consumer fraud laws, as well as laws governing debt counseling and financial advertising.

“We alleged these defendants shamelessly exploited homeowners who were drowning in mortgage debt and desperate to hang onto their homes, charging them up to $1,625 a month in exchange for foreclosure rescue services that were never provided,” Porrino said. Porrino said the defendants made a bad situation worse by “causing people to fall further behind on their mortgages, as they paid for undelivered services with money that could have been applied to their mortgages.”

The complaint, filed in Superior Court in Bergen County, cited Mullings, Stephen-Mullings and Sanders, and their companies, MVP Solutions LLC, Stay In or Walk Away LLC, SIHOWA LLC, and Sanders & Associates, LLC.

MVP Home Solutions has an F rating from the Better Business Bureau. Keep reading