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FRAUD STOPPERS Private Members Association

Join today and get the facts & evidence you need to make the right decision regarding your loan and lawsuit options. 

Your FRAUD STOPPERS PMA Membership Includes:

Mortgage Fraud Audit
Title Report | Voluntary Liens Report
Securitization Check & Trust Verification
Cause of Action Consultation
HOME Modification Report & Loan Modification Documents
Access Members Only Products & Services

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Trial Ready Evidence To Win Your Case

Bloomberg Securitization Audit

Foreclosure Defense and Mortgage Fraud Services

FRAUD STOPPERS offers Bloomberg Securitization Audits providing you and your attorney the trial ready evidence you need to identify all vital parties to your mortgage loan transaction including: Loan Originator, Sponsor, Depositor, Issuing Entity, Master Servicer. and Custodian.

 

Get the facts & evidence you need to win a quiet title lawsuit or wrongful foreclosure lawsuit with this trial ready evidence product.

 

FRAUD STOPPERS offers Bloomberg Securitization Audits Includes:

  •  Bloomberg Screenshots of the Trust used as evidence in court of securitization
  • Copy of the trust pooling & servicing agreement
  • Full chain of title analysis revealing all breaks in the chain of custody from loan origination to present
  • Analysis of all assignments & transfers in the mortgage loan contract throughout the securitization process
  • Full Robosigner Analysis proving evidence of known robosigners
  • Bloomberg loan level data including CUSIP number, loan tranche information, credit default swaps & insurance and loan payoff information
  • Signed & notarized expert witness affidavit signed by a leading industry expert who is available to provide expert witness testimony for trial & depositions

Transportation To Freedom

Bloomberg Auto Loan Securitization Audit

Foreclosure Defense and Mortgage Fraud Services

Auto Loan Securitization Audit includes the Bloomberg Auto Loan Audit and Notarized Affidavit from Senior Auditor who is available for depositions and testimony at trial if needed.

Get the evidence you need to eliminate or negotiate a discount on your Auto Loan debt.

Auto Loan Securitization Audit includes:

Transaction Details
Bloomberg Screenshots & Analysis
All Securitization Participants including Originator, Transferor, Servicer, Trustee, Issuing Entity, Clearing Agency, Cut-Off Date, Closing Date, Additional Account Cut-Off Date, Additional Account Closing Date,
Assignments of Receivables
Trust Prospectus
Tax Status
Use of Proceeds
Type of Security
Description of the Certificates
Prospectus 424(b)(5)
Master Pooling & Servicing Agreement
Department of State Registration
Report Summary
Expert Witness Affidavit (signed & notarized)

Transportation to Financial Freedom

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What’s In Your Wallet?

Bloomberg Credit Card Securitization Audit

Credit Card Securitization Audit includes the Bloomberg Credit Card Audit and Notarized Affidavit from Senior Auditor who is available for depositions and testimony at trial if needed.

Get the evidence you need to eliminate or negotiate a discount on your Credit Card debt.

Credit Card Securitization Audit includes:

Transaction Details
Bloomberg Screenshots & Analysis
All Securitization Participants including Originator, Transferor, Servicer, Trustee, Issuing Entity, Clearing Agency, Cut-Off Date, Closing Date, Additional Account Cut-Off Date, Additional Account Closing Date,
Assignments of Receivables
Trust Prospectus
Tax Status
Use of Proceeds
Type of Security
Description of the Certificates
Prospectus 424(b)(5)
Master Pooling & Servicing Agreement
Department of State Registration
Report Summary
Expert Witness Affidavit (signed & notarized)

Monthly Or Flat Rate Plan

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Credit Repair & Credit Improvement

Foreclosure Defense and Mortgage Fraud Services

Now you can remove negative items from your credit reports and improve your credit score fast, cheap, and easy. Take advantage of this credit repair service and remove negative items from your credit reports, including: foreclosures, judgments, charge-offs, late payments, and bankruptcies.

Improve your credit scores with all three major credit reporting agencies TransUnion, Experian, and Equifax. Unlimited Disputes, debt validation, inquiry validation, score-driven results, unbeatable satisfaction guarantee, and straight forward monthly pricing starting at just $19 for your first month, and then just $79/month until you cancel.

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Financial Compensation Plus Clear & Free Title

Quiet Title / Wrongful Foreclosure Lawsuit

FRAUD STOPPERS court ready quiet title or wrongful foreclosure lawsuit can help you overturn the tables on the Money-Changers and get the legal remedy that you deserve.

A quiet title lawsuit is a petition to establish clear and marketable title to real property against anyone and everyone claiming to have a lien or encumbrance (including a mortgage or deed of trust) recorded against the property. If granted this lawsuit essentially “quiets” any challenges or claims to the title of the property, resulting in clear and free title to the property. A quiet title lawsuit is warranted when there arises some question about clear title, there exists some recorded problem (such as an old lease or failure to clear title after payment of a mortgage), or errors in recording a mortgage or deed of trust lien against the property, arising from the improper negotiation, transfer, and delivery of the mortgage loan contract throughout the securitization process.

FRAUD STOPPERS quiet title lawsuit or wrongful foreclosure lawsuit includes:

  • Court Ready Complaint / Petition for Damages
  • Exhibits
  • Application for Temporary Restraining Order (TRO) to STOP A FORECLOSURE SALE – if one is imminent
  • Order for Temporary Restraining Order – if applicable
  • Lis Pendens to Cloud the Marketability of the Title
  • FRAUD STOPPERS PMA Membership

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Student Loan Bloomberg Securitization Audit

Foreclosure Defense and Mortgage Fraud Services

Student Loan Securitization Audit includes the Bloomberg Student Loan Audit and Notarized Affidavit from Senior Auditor who is available for depositions and testimony at trial if needed.

Get the evidence you need to eliminate or negotiate a discount on your Student Loan debt.

Student Loan Securitization Audit includes:
Transaction Details
Bloomberg Screenshots & Analysis
All Securitization Participants including Originator, Transferor, Servicer, Trustee, Issuing Entity, Clearing Agency, Cut-Off Date, Closing Date, Additional Account Cut-Off Date, Additional Account Closing Date,
Assignments of Receivables
Trust Prospectus
Tax Status
Use of Proceeds
Type of Security
Description of the Certificates
Prospectus 424(b)(5)
Master Pooling & Servicing Agreement
Department of State Registration
Report Summary
Expert Witness Affidavit (signed & notarized)

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Get The Legal Remedy You Deserve

Turnkey Lawsuit & Evidence Package

Foreclosure Defense and Mortgage Fraud Services

Save time and money in legal fees with this turnkey, court ready, quiet title / wrongful foreclosure lawsuit package. Get everything you and your attorney needs to sue the bank for quiet title (clear and marketable title) to your home and financial compensation (monetary damages) for mortgage fraud or wrongful foreclosure. This court ready turnkey package includes:

  • Bloomberg Securitization Mortgage Fraud Audit with Bloomberg Screenshots of the Trust used as evidence in court of securitization
  • Copy of the trust pooling & servicing agreement
  • Full chain of title analysis exposing all breaks in the chain of custody of the mortgage loan contract, from loan origination to present, uncovering fatal errors in your chain of title
  • Analysis of all assignments & transfers in the mortgage loan contract, assignments, substitutions, appointments, notice of Default, Notice of Trustee Sale, ext
  • Robosigner report proving evidence of known robosigners
  • Bloomberg loan level data including CUSIP number, loan tranche information, credit default swaps & insurance and loan payoff information
  • Signed & notarized expert witness affidavit
  • If needed by the court, telephonic testimony of the auditor as an Expert Witness in your case, if the judge has any questions
  • Full Court Ready Complaint (Petition for Damages) listing causes of actions based on the findings of your court ready audit
  • Application for Temporary Restraining Order to STOP A FORECLOSURE SALE – if one is imminent
  • Order for Temporary Restraining Order (if applicable)
  • Lis Pendens to Cloud the Marketability of Title (student loans, car loans, credit card loans excluded)
  • Applicable Exhibits
  • How to Win Quiet Title and Advance Foreclosure Defense educational and training videos
  • FRAUD STOPPERS PMA Membership

VICTORY IS POSSIBLE

Winning Quiet Title Wrongful Foreclosure Lawsuit

David & Crystal Holm V. Wells Fargo. Wells Fargo Quiet Title, Wrongful Foreclosure, Punitive Damages Lawsuit DAVID and CRYSTAL HOLM V. Wells Fargo Results in $2,959,123.00 in financial damages to homeowners and Quite Title to their property.

Based upon the record, the Court finds this sum to be fair and reasonable and supported by the evidence adduced at trial.

IT IS FURTHER ORDERED ADJUDGED AND DECREED that judgment is entered for punitive damages in favor of Plaintiffs David and Crystal Holm, husband and wife, and against Defendant Wells Fargo Home Mortgage, Inc. in the amount of TWO MILLION, NINE HUNDRED FIFTY NINE THOUSAND, ONE HUNDRED TWENTY THREE DOLLARS ($2,959,123.00).

 

 

 

 

 

 

 

 

 

When the Banks Break the Law, We Break the Banks!

Stop Foreclosure & Mortgage Fraud

FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION PRODUCTS & SERVICES

FRAUD STOPPERS foreclosure help and mortgage fraud products and services are intended to help you save time and money, and increase your odds of success, getting the legal remedy that you deserve with legal education, nationwide attorneys, custom court ready legal documents, trial ready evidence products, expert witness affidavits and testimony, credit repair, bankruptcy, short sales, loan modifications, keys for cash & settlement negotiations, and more.

FRAUD STOPPERS EXPERT HANDWRITING ANALYSIS & AFFIDAVIT
FRAUD STOPPERS Skip Tracing Reports
FRAUD STOPPERS Forensic Accounting Audits
FRAUD STOPPERS Appraisal Fraud Audits
FRAUD STOPPERS Loan Modifications
FRAUD STOPPERS Mass Joinder Lawsuits
FRAUD STOPPERS Foreclosure Help
AMERICAN JUSTICE LEAGUE

foreclosures and securitization

2022: Recap of what we know about foreclosures and securitization by Neil Garfield Here is a line from another lawyer that I spoke with:"The investment banks were not selling securities and they can't say that they were because if they did say that then they would be saying that they were subject to registration requirements for initial public offerings. Their entire position is based on the assertion that compliance with SEC rules is barred by legislation in 1998-1999. The investment banks...

Wilmington Trust Foreclosure Fraud

  Wilmington Entities in Foreclosure by Neil Garfield The "Wilmington" name shows up with what appears to be increasing frequency in foreclosures. The bottom line, in my opinion, is that whenever the "Wilmington" name appears in foreclosure cases, it is an attempt to launder title such that the lawyers who prosecute the foreclosure process can reasonably imply that he or she is representing a creditor who is one or more of the following --- none of which are true in any respect, in my opinion,...

Mortgage Fraud Daily News Update ⋅ December 29, 2021

  Delaware Federal District Court Challenges the Ghost Nature of REMIC Trusts and BY Implication the Role of Trustees by Neil Garfield This is subject to rehearing, reconsideration and appeal. But in Delaware where the financial industry is coddled to the point of absurdity (statutory trusts are not trusts), this ruling is highly significant. Allow me to say "I told you so." Here is the decision: REMIC Trust MTD-AC-decision-2021.12.13 Here is an article about the decision written by Ori...

131 Federal Judges Broke the Law by Hearing Cases Where They Had a Financial Interest

131 Federal Judges Broke the Law by Hearing Cases Where They Had a Financial Interest Join the demand for compensation from judges who have broken the law by hearing cases in which they have a financial interest and who abuse their power NOTES: I would be grateful if you would acknowledge receipt of this email. You are encouraged to share and post it to social media as widely as possible in your own interest and that of the rest of We the People; e.g., click “Reply All” and send.To subscribe...

Foreclosure & Mortgage Fraud News Update ⋅ December 28, 2021

Destroying, Hiding or Fabricating Evidence: Doctrines Regarding Spoliation of Evidence by Neil Garfield The latest issue of the Florida Bar journal contains several interesting articles. One of them is entitled "Spoliation of Evidence and Non-party witnesses." The author is Gary M Glassman, who is the attorney for Daytona Beach. The major points of the article that I think are relevant to Foreclosure Defense litigation are that (A) spoliation has a very broad meaning and (B) the refusal to...

Evidence Against Bank of America and their Lawyers

Former Florida Supreme Court Justices issue Ominous Warnings about our Judiciary & The Evidence Against Bank of America and their Lawyers Please join us. We need all our prayer warriors!   I have two hearings Wednesday and Thursday of this week before Judge Migna Sanchez Llorens where Bank of America and its lawyers are attempting to push through systemic fraud on the court even after Judge Beatrice Butchko started criminal contempt proceedings for that fraud.  This is the same fraud that...

How Homeowners Can Win in Court

“I challenged that and the judge completely ignored the report and my challenge”: How homeowners without knowledge of legal requirements for practice in court lose cases they could have won. by Neil Garfield People often tell me that they challenged something in court and that the judge completely ignored their challenge. The problem is that most people don't know the elements of a legal challenge in court. Based upon my review of transcripts, reports, and proffers of evidence and testimony,...

Lack of Standing to Foreclose 

Why You Need to Perform Investigation of Real Facts in the Real World by Neil Garfield I state with great confidence that among those homeowners who perform and achieve a slam dunk win over the foreclosure lawyers, the great majority enjoy that victory because they did the investigation and hired a lawyer who knew what to do with the information (as opposed to slinging it at the judge and expecting the judge to make sense of it). Question received from one of the readers of this blog: "I’m...

Foreclosure Daily News Update ⋅ December 16, 2021

If you want to stop a foreclosure sale, sue for mortgage fraud, quiet title, or wrongful foreclosure, file bankruptcy to stop a foreclosure sale using a little known bankruptcy secret to become mortgage free and walk away with a free house, you need several things to be successful and FRAUD STOPPERS can provide you (and your lawyer) with everything you need to win. Join FRAUD STOPPERS PMA today and get access to court ready legal documents, trial ready evidence including expert witness...

Foreclosure Daily News Update ⋅ December 14, 2021

        Foreclosure Daily News Update ⋅ December 14, 2021           Not all Forced-Sale Mortgage Foreclosures are Exempt from Avoidance as Fraudulent ... - JD Supra JD Supra The United States Supreme Court held in BFP v. Resolution Trust, that properties sold at “force-sale” mortgage foreclosure sales properly ...           Owner of Southridge Mall agrees to foreclosure: Report - TMJ4 TMJ4 The owner of southeastern Wisconsin's largest mall, Southridge Mall, has filed...

How To Respond in a Discovery Dispute with Wells Fargo, Fannie Mae and Wachovia as the Originator

  You Can Use This As a Template for How I Would Respond in a Discovery Dispute — Especially with Wells Fargo, Fannie Mae and Wachovia as the Originator by Neil Garfield In a dispute between the attorney for the homeowner and the attorney for the alleged "lender", there are a number of devices that are nearly universally applied across the country in order to ridicule and defeat the homeowner. The more you are aware of them, the better you will be prepared to deal with them. Opposing counsel...

Foreclosure Daily News Update ⋅ December 13, 2021

        Foreclosure Daily News Update ⋅ December 13, 2021           Worried your house might end up in foreclosure? $197 million in relief funds can help - Yahoo News Yahoo News The money can help homeowners catch up on mortgage delinquencies and prevent defaults and foreclosures. The funds also pay for delinquent utility ... Get help with home foreclosure - NHS Brooklyn Community Development Corporation, Inc ... - One Degree Dakota Homeownership Preservation Program - HOCMN - Minnesota...

The Con

Greetings to you all:   For some of you, it is has been a long time since we have spoken. Life does get busy and my client base is quite large so keeping in touch with everyone proves to be difficult. But I come to you today because I have promised each of you when I get a chance to be your voice or talk about your case I do. Well, today an opportunity for you to be your own voice and tell your own story has landed in my lap. A chance to help us all in sharing the links below with those...

Mortgage Fraud & Foreclosure Fraud Daily News Update ⋅ December 10, 2021

        Mortgage Fraud Daily News Update ⋅ December 10, 2021           Former Phoenix police officer arrested for PPP loan fraud - TheGrio TheGrio Former officer Toni Richardson is facing federal fraud charges after allegedly falsifying an application for the Paycheck Protection Program.           NJ man gets over 2 years for stealing more than $481K in federal COVID relief funds - New York Post New York Post In June 2020, Lopez filed a fraudulent PPP loan, intended to help...

How Homeowners Win

Homeowners Win Only When They Litigate Properly — Not Because They Are Right by Neil Garfield There is a difference between securitization, on the one hand, and securitization of debt, on the other. They are not the same thing. The entire scheme that is currently advertised or represented as securitization of debt is false. Securitization refers to the creation, issuance, sale and trading of securities. There is no doubt that securities were issued, although I take issue with the notion that...

COVID OSHA REGULATIONS RULES AND MANDATE MADNESS

COVID OSHA REGULATIONS RULES AND MANDATE MADNESS   Please donate to support this work and spread the word at https://standupmichigan.com/   COVID_Article_Final OSHA, REGULATIONS, RULES, AND MANDATE MADNESS By Kristen Meghan, Sr. Industrial Hygienist Tammy Clark, OSHA Environmental Health & Safety Professional With Special Acknowledgement to Stephen Petty, P.E. C.I.H, C.S.P. November 29, 2021 Many workplaces around the nation are scrambling to figure out the requirements of the...

Stop the Foreclosure Crisis: To All Local, State and Federal Government Officials

Stop the Foreclosure Crisis To All Local, State and Federal Government Officials:      We, the people of the United States of America, are appalled by the ongoing foreclosure crisis and demand a new foreclosure and eviction moratorium until these issues are investigated and addressed: Titles are being clouded by the filing of forged and legally invalid documents in our land records; Entities claiming standing in foreclosure cases are claiming to be bank “trustees” for “trusts”, yet these...

Free Debt Validation Letters To Stop Foreclosure

It's a business. Anyone can make a claim. Anyone can say that they are representing someone who has a claim. If you don't contest it, the claim might be presumed as valid even though it has no basis in fact. The investment banks don't want you to read articles like the above link in Forbes magazine. Besides corroborating many of the strategies and tactics that I have strongly recommended, it also corroborates the fact that many claims, especially those from unknown debt collectors, cannot be...

Magna Bank, N.A. as Trustee is FRAUD

Magna Bank, N.A. as Trustee for registered holders of certificates issued under the name of the Macandcheese Acquisition Trust, Inc. an inactive corporation, for a nonexistent trust, series 2022-XL-1 by Neil Garfield So a friend of mine left her phone in my car. Here is what I wrote to her:Thank you for leaving your phone in my possession, which as you know is 9/10s of the law. That means that even though you paid for it and you received ownership from the seller, I can now claim it as my...

Foreclosure Daily News Update ⋅ December 2, 2021

How Could This Not Be a Loan? by Neil Garfield I think the one idea that sticks in the throat of nearly everyone is the idea that no money was loaned. That idea seems impossible and to many skeptics, it sounds like a snake-oil salesman trying to peddle what people want to hear. People know that they did really buy their home, and the majority of these transactions are refinancing, which means that the old "lender" got paid off, right? First of all, let's agree on at least one thing. Virtually...

Mortgage Fraud Daily News Update ⋅ November 29, 2021

Hi, everyone! I hope you are having a great start to your holiday season! American Property Owners Network ( APON) IS CALLING ON ALL THOSE WHO CARE to organize nationally against the fraudclosure machine! PLEASE SPREAD THE WORD! We need to meet to discuss networking, the APON website and blog, and legal and political actions our network is in the process of planning and doing. We have combined these topics (which were formerly the business of separate APON committees into one 2 hour meeting,...

FRAUD STOPPERS Mortgage Foreclosure Fraud Daily News Update ⋅ November 26, 2021

HOW THEY DID IT: CONVENTIONAL LOAN TRANSACTION EXPLAINED by Neil Garfield The following link leads to an oversimplified chart of a conventional loan transaction, leaving out the actual people at each step and leaving out several of the computer servers:CHART: Conventional Loan Transaction Most people don't have any idea about the number of steps and the number of people in the number of vendors that are involved with a single loan transaction or a single loan payment. But if it was as simple...

Revised UCC Article 9, IRC 1031, and Liens on Real Property

Revised UCC Article 9, IRC 1031 Like Kind Exchange Transactions, and Liens on Real Property.   Revised UCC Article 9, IRC 1031 Like Kind Exchange Transactions, and Liens on Real Property.Did the lien’s beneficial interest maintain perfection, and was it therefore eligible to be negotiated with the note in that capacity, as statutorily required? That would require that you were the actual creditor and that you actually made that note as a maker issuer, for the purposes of being the...

Reverse Mortgages

If you have a reverse mortgage foreclosure to stop FRAUD STOPPERS can help you uncover if you have legal standing to sue for financial compensation, clear and free title to your home or better both! Join FRAUD STOPPERS PMA today and let us help you get the legal remedy the law entitles you too with your reverse mortgage or foreclosure situation.  We offer mortgage fraud audits, expert witness testimony, legal education, court ready legal documents, and a nationwide network of attorneys to help...

Black Knight

Missouri Attorney General Files Suit Against Springfield Public Schools for Sunshine Law Violations After Requesting Documents on Critical Race Theory in Schools November 16, 2021Contact: Constituent ServicesOffice: 573-751-3321 SPRINGFIELD, Mo. – Today, Missouri Attorney General Eric Schmitt filed a lawsuit against Springfield Public Schools for Sunshine Law violations after the Attorney General’s Office requested public records from the school district relating to critical race theory and...

Stop Foreclosure Mortgage Fraud Daily Update ⋅ November 15, 2021

If you want to Stop Foreclosure and stop Mortgage Fraud you must get legal education, legal support, and legal documents. FRAUD STOPPERS has everything you need to Stop Foreclosure and Mortgage Fraud including: legal education, legal documents, court ready evidence, expert witness testimony, attorney network, loan modification audits, and much more. Get all the help you need by joining FRAUD STOPPERS PMA today at https://fraudstoppers.org/pma/ STOP BLAMING JUDGES: Their position is wrong but...

Biden and Court Clerks Trespassing on Private Businesses

Dear Commissioners for the Biden Administration and Court Clerks please stop trespassing upon our private business. Attached are just one example of the documentation of financial warfare for which we have presented to the treasury and the military provided for ex FBI and DOJ, which documents the premeditation of the mortgage crisis.  As you are aware of HSBC involvement not only as the collateral agent for DOMINION SOFTWARE but is the TRUSTEE for hundreds of REMICS involved in the worlds...

Equitable Defenses Explained

Unilateral Mistake: Equitable Defenses Explained — How homeowners can get the upper hand and defend against enforcement of contract that is different from the one they knew or intended by Neil Garfield Homeowners are missing out on a huge opportunity for economic gain that balances the power between Wall Street and consumers. Courts of equity are courts of conscience, which should not be shackled by rigid rules of procedure,[51] and inherent in a court’s equitable powers is the authority to...

What is the best way to prevent title scams

What is the best way to prevent title scams? Q: Recently, the focus has been on title theft and home loss. What is the best way to check the status of a title and prevent the property from being stolen? — James A: Real estate ownership fraud is serious, but fortunately it’s a rare event. In a typical real estate transaction, the certificate is signed, notarized and recorded in the official county record.   Title companies or lawyers usually do this, but anyone who knows how to meet the...

Mortgage Fraud & Foreclosure Daily News Update ⋅ November 6, 2021

Are you behind on mortgage payments? Are you in or facing a foreclosure and at risk of losing your home? There are two main options to save your finances: a Chapter 13 bankruptcy or a Chapter 7 bankruptcy, and our experienced Nebraska bankruptcy attorneys are here to help you decide which option is best for you. How Filing a Chapter 13 Bankruptcy in Nebraska Can Help Save Your Home From Foreclosure A Chapter 13 Bankruptcy will help you save your home, if you can afford to do so. It allows you...

131 federal judges oversaw cases involving companies in which they or their families owned stock

131 federal judges oversaw cases involving companies in which they or their families owned stock BY DEBRA CASSENS WEISS SEPTEMBER 29, 2021, 10:37 AM CDT A Wall Street Journal investigation has found that 131 federal judges oversaw 685 court cases in the last decade involving companies in which they or their families owned stock. The conflict is a violation of U.S. law and judicial ethics, the newspaper reported. “Nothing bars judges from owning stocks,” the newspaper reported, “but federal law...

Foreclosure & Mortgage Fraud Daily News Update ⋅ November 5, 2021

Want to allege fraud? Not so fast by Neil Garfield Both homeowners and lawyers like to throw around the term "fraud upon the court." But it actually ends up diminishing the credibility of both. There are several reasons why you should not allege fraud unless you have indisputable sold proof that the documents and/or oral arguments were filled with statements that were known to be false when they were made. The reality is that homeowners do best when they attack the sufficency of the...

This Sunday, Nov. 7–Organizing meeting; upcoming 5 facebook events; and affidavit-writing campaign

To our government officials Hi, fraudclosure heroes! Please forward the info below (and link to workshop Sunday ) to all who you consider leaders in helping victims of fraudulent foreclosure. Our board members, member-leadership, advisory board members and other anti-fraudclosure movement leaders are invited to a meeting this Sunday at 3 pm with a Dr. Richard Cordero, a judicial expert, to discuss our combined vision for how to obtain unprecedented citizens' hearings and justice in response...

Foreclosure & Mortgage Fraud Daily News Update ⋅ November 2, 2021

Those letters from the lawyer for the alleged “servicer” named PHH by Neil Garfield It is true that someone will execute a release of the lien. What is not true is that they have any authority to do so --- nor is it true that PHH has any right to receive any money, whether it is a monthly payment or a payoff. In fact it is not true that PHH will receive any money. They won't and they don't. All payments are directed through lockbox contracts and FINTECH companies into accounts that may bear...

PennyMac Mortgage Fraud

  FRAUD STOPPERS is the only organization, to our knowledge, that can provide you (and your attorney) with loan level data and mortgage securitization information for all Government-Sponsored Enterprise Mortgages, including Fannie Mae, Freddie Mac, Ginnie Mae, Farmer Mac, Sallie Mae, and PennyMac. Plus all private & off shore Trusts information including World Savings Loans and Washington Mutual (WAMU) mortgages.   Get your trial ready evidence package you need to win your case...

Mortgage Fraud & Foreclosure Daily News Update ⋅ October 29, 2021

        Mortgage Fraud Daily News Update ⋅ October 29, 2021           Report reveals significant increase in mortgage fraud risk Mortgage Professional America At the end of Q2 2021, about one in 120 mortgage applications (approximately 0.83% of all applications) contained fraud – similar to pre-pandemic ... CoreLogic Reports A 37.2% National Year-Over-Year Increase In ... - PROGRESS in Lending - PROGRESS in Lending The risk of mortgage fraud increases significantly in the second quarter -...

FRAUD STOPPERS Foreclosure & Mortgage Fraud Daily News Update ⋅ October 28, 2021

        Foreclosure Daily News update ⋅ October 28, 2021           Home foreclosures are at record lows - Axios Axios Two months after the federal foreclosure moratorium ended, foreclosure activity in the U.S. is at a record low.           Facing foreclosure? Connecticut has $7 million left in COVID mortgage relief fund - NewsTimes NewsTimes A state pilot program in Connecticut aims to prevent a wave of foreclosures as forbearance options end for many homeowners, and there's still ... Fay...

Mortgage Fraud & Foreclosure Daily News October 26, 2021

Foreclosure Daily update ⋅ October 26, 2021 NEWS Judge: Bridgeport church under foreclosure must be vacated - Connecticut Post Connecticut Post Moales had requested a stay of Meyer's previous foreclosure order while he appealed it to the U.S. Second Circuit Court of Appeals. George Comfort & Sons escapes foreclosure on Westchester office campus - The Real Deal The Real Deal George Comfort & Sons' last-ditch refinancing effort has kept its Westchester office campus from being foreclosed...

A Senior’s Guide to Making the Most of COVID-Related Life Changes

A Senior's Guide to Making the Most of COVID-Related Life Changes By Bob Shannon The COVID-19 pandemic has changed everyday life. Senior citizens have been especially impacted due to the fact that they are a high-risk group, not to mention the constant threat of fraudsters capitalizing on the crisis.   However, the increased time at home may have left you feeling isolated, or struggling with daily tasks like grocery shopping. If this applies to you, read on for ideas from Fraud Stoppers...

Foreclosure Mortgage Fraud Daily update ⋅ October 19, 2021

        Foreclosure Daily update ⋅ October 19, 2021     NEWS         Democrats Gopal, Houghtaling, and Downey Highlight Record of Protecting Tenants, Homeowners ... Insider NJ ... legislation that enacted a moratorium on foreclosures and evictions. ... end of 2021 after the foreclosure and eviction moratorium was lifted.     Flag as irrelevant         Message from the CEO: Moving Business Forward - Boca Raton's Most Reliable News Source Boca Raton Tribune ... and will assist City residents...

How to Be a Friend to Seniors in Your Community

How to Be a Friend to Seniors in Your Community By Bob Shannon If you’re looking for some great ways to befriend and care for aging adults in your community, this guide is for you. Fraud Stoppers has compiled a list of resources with info on helping older adults, whether you’re hoping to volunteer with local organizations or offer private transportation and yard work services to seniors in your neighborhood. To explore some of the things you can do to be a good friend to seniors near you, read...

Good Foreclosure Defense

If you're looking for a Good Foreclosure Defense we think you should countersue for fraud; because its usually easier and more effective to win a fight, if you're the one attacking your opponent with overwhelming force! If you agree and want a 100% completely turnkey mortgage fraud or foreclosure fraud litigation package click the button at the bottom of this page! If you are defending a foreclosure one tactic or argument to consider is explained in this recent blog posting by attorney...

Holder of Mortgage vs Holder of Note and Yvanova vs Ibanez

If a “Holder” Can Enforce a Promissory Note, Why Can’t He Enforce a Mortgage? by Neil Garfield If the claimant is only a holder it is highly probable that he is neither a holder in due course nor a true lender or creditor. If it was otherwise, he would say so. And only a party who has paid value for the underlying obligation may enforce a mortgage. (Article 9 §203 UCC, adopted verbatim in all U.S. jurisdictions). A true creditor would ordinarily say in judicial states that it is suffering...

Governor Criminal Complaint

 In the Name of and under the Authority of the State of Texas I, Randall Kelton, have reason to believe and do believe that Gregory Abbott, hereinafter referred to as “Defendant”, while acting, or purporting to act, under the color (pretense) of an official capacity exerted an authority the beyond the scope of the authority of his office and, in the process denied Complainant and others similarly situated in the full and free access to and/or enjoyment of rights secured by the Constitution and...

Deuteronomy: Securitization for those who read scripture

Deuteronomy: Securitization for those who read scripture by Neil Garfield It seems like from the beginning of time most people understood that there was something intrinsically wrong with borrowing and lending, especially if it extended for more than seven years. There is complete agreement on that in both the Old Testament and the New Testament. It is obvious that writers from thousands of years ago were concerned about the enslavement of people through the use of debt. The point was to give...

Supreme Court Lifts Federal Eviction Moratorium

Supreme Court Lifts Federal Eviction Moratorium The US Supreme Court on Thursday ruled to end the federal eviction moratorium, noting that any continuation of the program must be specifically authorized by Congress. “If a federally imposed eviction moratorium is to continue, Congress must specifically authorize it. The application to vacate stay presented to The Chief Justice and by him referred to the Court is granted,” the ruling reads. “It is up to Congress, not the CDC, to decide whether...

Foreclosure Daily News Update ⋅ August 15, 2021

State, city leaders help Bridgeport senior citizen facing foreclosure find options for relief https://brooklyn.news12.com/i-m-very-frustrated-bridgeport-senior-citizen-facing-foreclosure-not-protected-by-federal-eviction-moratorium-extension   State and city leaders stepped into help a Bridgeport senior citizen facing foreclosure of her home find options.   When Lenora Bromfield came to the U.S. from Jamaica in search of a better life, she says one of her biggest aspirations was to achieve the...

Deutsche National Trust Company Dies in NY!

Deutsche National Trust Company Dies in NY!   Very promising development in a recent judicial foreclosure case out of New York State. A principal issue in the case was whether the foreclosing party (mortgagee, the typical designate in a judicial foreclosure state) possessed the subject note before commencing the foreclosure process, and whether it had complied with serving statutorily required notices prior to initiating the foreclosure process. The lower court allowed Deutsche Bank...

How to Kill Zombie Foreclosures

How to Beat Zombie Foreclosures   Zombie foreclosures are like any other foreclosures: Challenge it in timely fashion and you are likely to be successful by Neil Garfield The problem with zombie foreclosures is not what you think, at least not entirely. You probably sum up the problem as the banks need to foreclose so they can't least write off the debt. They then abandon the properties if the economic analysis shows that there is a net loss if they take over maintenance, taxes etc. This...

Foreclosure and Eviction

  He Who Has the Gold Makes the Rules: Thousands of Foreclosure and Eviction Cases Lacking in Jurisdiction and/or Merit by Neil Garfield ...homeowners would do well to consider the possibility that they don't deserve to be dunned in collection or foreclosure because they are only the victims of a perverse scheme that gives them money to sign papers and then punishes them for having done so I take the position that if the investment banks want to make millions for each $100,000 in presumed...

James Jones

Btw, the Substitute Trustee sale NEVER took place yesterday, County Recorder asked how I managed to pull that off, I said Fraud Stoppers! Lol  James Jones

Melanie Strapp

I want to thank you for your help, i won my case  and the bank want to settle out of court.

Melanie Strapp

 

DAVID CHARLES

 

I would like to say that I love your website,and I think you guys are spot on when it comes to the issue with loans originating from the area 2005,2006,2007 and so on.

 

Dutch Maynard

 

FRAUD STOPPERS helped me in many ways. I contacted them because I was struggling with a foreclosure action started by Bank of America which devolved to LSF9 Master Participation Trust serviced by Caliber Home Loans (actually owned by LSF9, covertly). FRAUD STOPPERS began its help by providing a free audit of the mortgage history of my property and introduced me to the concept of tangible and intangible note and security documents.

 

Margo Biuso

 

Through your agency I was referred to law firm that is working on research of my original mortgage file. This I was told is about a year, and I am about 3 months into it.

 

Terrence Clarke

 

Yes we need more fraud stopper in all area of this Society. To tell it as it is about the one percent and the ninety nine percents.

 

Daniel Lee

 

Thanks too the one and only Fraud Stoppers I found that I was a tenant and not the owner and I was kicked out of my property as a tenant in common and not the owner. Over come the deception  and a bifurcated separation of tittle and deed.

 

Lani Bernard

 

Yea thank you Mr. Frank.. you are gods mercy for us.. smile

 

Patrick Griffin

 

Fraud Stoppers Team took me out of the confusion and darkness and put me on a road of structure and knowledge . Each day there was a goal set and achieved , I had been fighting a battle they were initiating a process , that made all the difference. On each step of their process I found their paperwork to be top notch , there support people always there with the right answers. If you like I find yourself fearful wandering in darkness and confusion bombarded with information and misinformation ;make a call to the Team at Fraud Stoppers . I did and have no regrets.

 

Fred Schneider

 

Thanks again for ALL you do to help people like me and all the others you make claim you have helped.  You and Neil are doing a great job and there seems to be a LOT of movement out there and across our nation to finally get people to understand this huge racketeering scam that has gone on far too long.

 

Patty Cueto

 

I do realize that I got a great deal on the docs. I just want to thank you again for all you have done for me, also I’m very grateful for finding you on YouTube. Keep up the great work !!! We definitely need more people like you in this world,

 

Tim VanderLinda

 

You folks are just great people who give solid information I have not been able to obtain until today. Just a big thanks and little hope that your who I think you are, considering how long I have faced the incessant frauds and crimes that have essentially stripped everything in my life without any honest advocate. Thank you again for any type of help you provide.

 

Julie Meadows

 

I am very happy with the work your company has done and your genuine concern. Next month I am going to sign on with Legal Shield as you also suggested.

 

Robert Willis

 

This is Willis from SC. I thank the whole staff of the Fraud Stoppers in doing a great job in the litigation dept. Especially Amy! She is one heck of a woman. Joe you are very lucky to have her on your team! Peace and blessings to you all.

 

Liz Combs

 

Thank you so very much, Frank and Damion, for being on top of this and so quick in your response. I will be reviewing it later on this evening, or perhaps tomorrow morning! I appreciate the notes back to me!

 

William Montes-Pack

 

I am satisfied with the answers and corrections.  The answers definitely helped me understand the relationship between government guaranteed loans, recordings & securities.

 

Judith T Gilchriest

 

Thanks guys it’s so good. So unbelievable all the stuff in my loan still gotton finish paper work n send other letters gonna send the rest all at once and wait 21 days I think they already responded with paperwork different than there compliant can’t wait to right a review just a lot to learn but so expertly laid out and trust you guys go far and beyond the act of duty and have all the expertise and stand behind your company’s word

 

Marcella Hernandez

 

Among many attributes, Fraud Stoppers’ program has a great deal of information and resources available.  It’s really good to have information that someone I trust has looked at and approves of before spending time reading it.

Fraud Stoppers sends me helpful emails like this one. Great advice.

 

Cynthia Cameron

 

You guys are doing a great job!

 

Wendy Stein

 

Beautiful product launch!!!! Looking forward to working with ya’ll again, soon!

 

Robbie Lee

 

I got them done finally yesterday and bank didn’t put home on the market they stopped the sale hmm wonder why ? I got a good reason want to hear bet you already know don’t you ? Cause they do not hold the NOTE! I am happy made me believe more thank you not for making me worry jk but for sicken in with me I can be a handful and I am Sorry I worry all the time but I wanted to tell Sir TY

 

Phil Hewett

Thanks for the effort…hope I can put it to good use.

Charles Rapoli

Just wanted to pass on to you a big thank you for the analysis. It was great talking to someone that brings a ray of hope through all the deceptive evil that surrounds us. I reviewed the documents and I am very impressed with the information. I have learned even more.I look forward to more and thanks. Keep up the good work.

Roberto Vigil

Hello Frank, the Audit Report by Bert was amazing, I was able to enter it into evidence at trial on July 15, I am working on the findings of facts due end of this week and then we wait for the order buy October. Meanwhile can you recommend an Attorney to look at it and give me a legal opinion and plan going forward, I am really pleased with your services, Thank you so much, .come back

Earl Combs

Thank you very much, Damion and Frank! Your work is much appreciated! Thank you, also, for a speedy response!

Julie Brown

Thanks for all your help.  I appreciate it.

Mrs. Reyes

I hope all is well with you.  I just wanted to wish you a Happy Holiday and thank you for all your hard work.  I look forward to working with you in the new year.

Wendy Green

Thank you so very much for your concern and the information you are willing to share. I will follow-up as discussed.

Prince:~:Ma'at.

I certainly appreciate you and the work being done to help others.Thanks again.

Pamela Owen

I forgot to mention that I’m still in my home! AND I’m having fun!

Mike Nicholson

I think Fraud Stoppers is awesome. What you guys do is to help others save their homes from foreclosure.

John C

FRAUD STOPPERS helped me stop my foreclosure and get a huge principal reduction on my mortgage.

Elizabeth Smith

I just wanted to say thank you to FRAUD STOPPERS for helping me get a $35,000 keys for cash settlement.  So YES, I would absolutely refer FRAUD STOPPERS to anyone looking for help with a foreclosure issue, because they didn’t make any false promises to me, and they did exactly what they said they would do.

Stephanie Johnson

Thanks FRAUD STOPPERS for helping me sue for mortgage fraud at the last minute. I stopped my foreclosure and I am currently negotiating with my lender for a principal reduction. And it looks like they’re gonna forgive all of my late payments, over $28,000!

Terrance Matthews

I filed FRAUD STOPPERS quiet title lawsuit and Wells Fargo stopped the foreclosure sale faster than Trump fired the FBI director. I’m telling you guys I anit never seen anything like this before. FRAUD STOPPERS I owe you guys big time. Thank you.

Matt Pacht

I wanted to say thank you to FRAUD STOPPERS for helping me save my house from foreclosure and get a super awesome loan modification. In fact Ocwen agreed to forgave almost all of my late payments. So thanks FRAUD STOPPERS. You guys are great!

Cindy W

I live just outside Austin Texas. I just wanted to take a second and say thank you to FRAUD STOPPERS. I filed FRAUD STOPPERS wrongful foreclosure lawsuit after Bank of New York Mellon sold my house, and 9 months later I’m still here. Thanks FRAUD STOPPERS

Monica and Kevin

Listen if you need help with your mortgage we recommend FRAUD STOPPERS because we got the help we needed for free!

Steve Labady

My neighbor referred me to FRAUD STOPPERS, and within a few minutes on the phone I knew I found the right place to help me with my foreclosure. They connected me to a local law firm that filed a federal lawsuit against Bank of American for me, on contingency.

That lawsuit is still ongoing, but I can tell you that the help I got was worth way more than the $100 membership fee I paid. So if you’re looking for a trustworthy company to help you save your home from foreclosure, I highly recommend FRAUD STOPPERS.

Roger Hader

I called FRAUD STOPPERS to help me save my house from foreclosure. But unfortunately I called them too late. Hey but at least they scam me out of money like the mortgage fraud examination company I paid $2500 to.

Thanks FRAUD STOPPERS for telling me the truth. At least you guys tried, and that’s all I could ask for. If I find anybody I’ll send them your way.

Robert Claflin

I’m here to tell you that FRAUD STOPPERS helped me save my house from foreclosure without having to spend an arm and a leg for an attorney. They provided me with a court ready lawsuit, all of the evidence I needed, and full litigation support. I was able to sue my lender for mortgage fraud and negotiate a settlement offer that was better than I had ever hoped for.

In fact the entire process was a lot easier than I expected too. They even took care of the entire mediation process for me.So bottom line, if you need help with a mortgage or foreclosure issue call FRAUD STOPPERS right now because I’m sure you’ll be as happy and satisfied as I am. Thanks FRAUD STOPPERS for helping me save my home.

Tiffany Rogers

I just wanted to let you know that I used FRAUD STOPPERS to stop my foreclosure. Thanks FRAUD STOPPERS. You guys ROCK!

Angela and Tony

We want to let you know that we used FRAUD STOPPERS to save home from foreclosure. If you’re fighting a foreclosure we recommend FRAUD STOPPERS because they’re honest, and they know how to stop a foreclosure and bring the bank to the negotiating table.

Victor Seabrooks

Well guys here we are 14 months later and I just left the court where Wells Fargo foreclosure case was dismissed with Prejudice. That’s right with Prejudice! Can you believe it. Now all we have to do is sue for quiet title and I’m home free.

Roberto Vigil

I got nervous there for a while not knowing if you guys were real, now I am certain you are, I just want to say I am greatful for your specialty and the work you have provided to me. I am grateful to you and to John, I now feel relieved as I was trying to find for a long time. Wish I had connected with you sooner. But I look forward to using your products and working with you guys going forward. Thanks again.

Liz Marks

I applied for a loan modification 8 different times and each time I was denied. I paid several companies and lawyers and none of them had any luck getting my loan mod approved.

This last time there was a foreclosure sales date set one of my patients referred me to FRAUD STOPPERS. To be honest I had already lost hope and was going to just give up, but Mary told me I got nothing to lose to call them. Thank you FRAUD STOPPERS you guys did the impossible. I owe you one.

Susan Holtz

FRAUD STOPPERS helped me in my foreclosure fight with SPS. They gave me the legal documents to stop the foreclosure sale, and they negotiated a principal reduction of my loan of more than $50,000. I would recommend FRAUD STOPPERS to anyone. Cheers!

Edgar T

Thank you for all the help. I just got everything in order ready to file last night. I’m going to go over everything one more time today thoroughly to make sure I did everything 100% correctly so I can file this evening.  I will also call Nathan today to get more information on using him. I’m very excited to get this filed. I will definitely keep you updated on my progress. Thank you.

Dorine Javier

Forgive me this a very trying time for me an my family. Im unclear on the eviction timeline, but Thank You an the Team . Im forever humble an GRATEFUL. I look forward to making referrals. Im so excited about being able to help, my family an a few FRIENDS. Once again Thank You and God Bless you an the TEAM. Sincerely Dorine Javier 

Andrea Genrette

I am very grateful for FRAUD STOPPERS.  

Mike Pop, Phoenix AZ

Well, is over now. I lost the house I filled 2 times with the COURT HOUSE.

First time I filled for restraining order and I was denied without getting to see the judge.

The second time I never got an answer. I must done something wrong by filling. Too bad I could not find an attorney in Phoenix to help me.

Anyway, as far FRAUD STOPPERS PMA’ services, 2 tombs up. Regardless, I will strongly recommend your services to any one I will find in need.

Frank, and all your team, THANK YOU.

Respectfully, Mike POP.

“To err is human, and I’m a human too”. Life moves on, and so will I.

CHARLES & BARBARA HAISLIP

Thank you, we contacted Usbank Headquarters and they stopped the Auction of our Home and property yesterday and are doing an Investigation on the whole matter. We also contacted the FBI ,FEDERAL TRADE COMMISSION, & Legal Aid finally got back in touch with us & they said they we’re probably going to take our case. Thank y’all again & GOD BE 4 Y’ALL ALWAYS…CHARLES &
BARBARA HAISLIP Shirley, AR

P.S. WE FIRED LEGAL SHIELD

Janet West

Good Afternoon, It is raining, flooding, and awful here in South Carolina. How is the weather there? The purpose for this email is; I have exhausted all credit in order to eat, have lights, food, water, gasoline, insurance, filing papers with SC Courts, and of course to my creditors.

Is there an attorney that you can contact on/for my family’s behalf, and seek representation for civil litigation, of SC Rules 22, 23, 37 and 14 most importantly Fraudulent, Criminal activities by others regarding our home, monetary loses, credit reports, etc?

There is no attorney in my state that will represent us, even though, I have spent five years in litigation. Need someone out of state that can practice law in my state.

We can negotiate attorney’s cost, and there is no doubt we will lose our case. As possibility contingency? Notice rules related to banks, lawyers, judicial procedure and emails as legal communications of The SC General Assembly’s, I believe the 122nd and 123rd. Or send me an invoice and I can see if one of my creditors will assist with addition credit.

Again, without your support, I would have given up a long time ago. and I truly thank you for your humanity. Problem is out of hand and I have an advocate, as or you. We are on a mission, and again, “I feel so humbled and blessed to have you as a friend in my life!”

Janet West, Aiken SC

Nina Farr

Fraudulent foreclosure is never something a homeowner is TRULY prepared for. With the help and resources I found through FRAUD STOPPERS, the fight for justice has not stopped!

Nina Farr

Sioux Z Q McBEAN

Gratitude ATTITUDE FRAUD STOPPERS…
Thank you all so so much…
STOP FORECLOSURE NOW…

Sioux Z Q McBEAN

Bill Zielinski

I’m grateful for the knowledge the materials and the resources that fraudstoppers has offered in the battle against the banksters thank you very much.

Bill Zielinski

MIchael Roberts

I just looked at your sample complaint for Lack of Standing To Foreclose, etc. It is about the best I have ever seen.

MIchael Roberts

Tamara Sweeney

You just made my day!!!!
Thank you for your kindness and compassion for doing your work.
Im Not just saying this…..my case is larger than the Bernie Madoff case and would love you guys to take it all the way.

Tamara Sweeney

Michael Pines

I am working exclusively with Frank’s company fraudstoppers.com to do audits. They are the best in the business. Frank is the only one who identifies the investors in the trust which is crucial. 

Michael Pines

For information on foreclosure defense call us at 800-459-1215. We offer litigation support, admissible evidence, expert witness testimony, education, training, and support in all 50 states to attorneys and pro se homeowners.

LIST OF FORECLOSURE LAWS BY STATE

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Chicago, IL 60602

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THIS SITE IS NOT INTENDED TO BE MISCONSTRUED AS LEGAL ADVICE. FRAUD STOPPERS is a Private Members Association PMA. FRAUD STOPPERS PMA is NOT a law firm, non-profit organization, or government agency.  FRAUD STOPPERS PMA does not operate in the public sector. Although this website is visible to the public  FRAUD STOPPERS PMA does not intend for any information contained in this website to be considered as legal advise.

The information about Foreclosure law and other legal information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only.  Information on this website may not constitute the most up-to-date legal or other information.  This website contains links to other third-party websites.  Such links are only for the convenience of the reader, user or browser; FRAUD STOPPERS and its members do not recommend or endorse the contents of the third-party sites.

Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter.  No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction.  Only your individual attorney can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation.  Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client relationship between the reader, user, or browser and website authors, contributors, contributing law firms, or committee members and their respective employers. This site provides “information” about the law and is only designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice — the application of law to an individual’s specific circumstances.

The views expressed at, or through, this site are those of the individual authors writing in their individual capacities only – not those of their respective employers, FRAUD STOPPERS, or committee/task force as a whole.  All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed.  The content on this posting is provided “as is;” no representations are made that the content is error-free.

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