STORM BRADFORD MORTGAGE FRAUD EXAMINERS & BOB HURT MORTGAGE ATTACK BLACKMAIL COMPETITORS IN EXCHANGE TO STOP SPREADING LIES ABOUT THEM

 

MORTGAGE FRAUD EXAMINERS SPREADS LIES AND MISINFORMATION ABOUT FORECLOSURE DEFENSE COMPANIES. Storm Bradford of the Mortgage Fraud Examiners and Bob Hurt of Mortgage Attack Blackmail Competitors For Money in Exchange to Stop Spreading Lies About Them

BOB Hurt Mortgage Attack Scam Artist Not Consumer Advocate Tries to Extort CFLA for $7,777.00 or he will write disparaging articles about CFLA (actual Emails inside)

cfla.com | July 26, 2019

MORTGAGE FRAUD EXAMINERS & MORTGAGE ATTACK ~ BOB HURT DOES NOT SAVE CONSUMERS ~ HE EXTORTS EXECUTIVES ~ by writing False and Defamatory Articles about CFLA, the Nation’s Leading Experts in Foreclosure Defense, in exchange for CASH $$$$$$$ EXTORTION..

See below correspondence copied from emails exchanged between CFLA CEO Andrew Lehman and Self Proclaimed Consumer Advocate Bob Hurt wherein Bob Hurt Offers to remove his disparaging articles about CFLA for a payment in the amount of $7,777.00

Do not trust Bob Hurt & MORTGAGE FRAUD EXAMINERS the fake Consumer AdvocateS, he belongs in jail as his extortionary tactics will surely be dealt with soon. By his own admission it is clear what Bob Hurt MORTGAGE ATTACK – http://MortgageAttack.com

BOB HURT AND MORTGAGE FRAUD EXAMINERS THINK THEY ARE THE ONLY WAY TO BEAT THE BANKS.

See true and correct copies of BOB HURTS Extortionary emails below:

———- Forwarded message ———
From: Bob Hurt <maven@mortgageattack.com>

MORTGAGE FRAUD EXAMINERS
Date: Tue, May 21, 2019 at 3:06 PM
Subject: Re: CFLA PRELIMINARY RESPONSE TO TRADE LIBEL
To: CFLA Admin <andrew@cfla.com>

Make it $7,777 and you have a deal.

If you agree to that, I have a business suggestion for you that you might like.
Bob Hurt

On 5/16/19 11:07 PM, CFLA Admin wrote:
I will pay you $5,000.00 to read and understand the CFLA information above sufficient to give you a full understand of the falsity of that information you published, and thereafter you will take down all of the articles that you wrote about CFLA that are replete with false malicious and untruthful information categorizing CFLA as a SCAM, whereupon CFLA will provide you free sponsored advertising on our site, promote your blog materials on our site and social media, and we wont file a preliminary injunction and complaint for damages for trade liber slander and other torts in the Southern District of Texas with my staff Attorneys who otherwise have nothing better to do, serve you with request for disclosures, and multiple sets of discovery, including depositions, and take a judgment against you for statutory damages, actual damages, attorneys fees and costs…

Is that an agreement?

On Thu, May 16, 2019 at 8:52 PM Bob Hurt <maven@mortgageattack.com> wrote:

How much will you pay me to read and analyze the below self-promoting marketing material for CFLA?

On 2019-05-16 02:22, CFLA Admin wrote:

BACKGROUND ON CFLA OPERATIONS

CFLA operated, and maintains operation as a business-to-business provider of Securitization Audits and Litigation Support services directly to Attorneys and Mortgage professionals in the USA and other countries such as Ireland, the UK, South Africa, and Australia all of which having similar banking systems. As a business-to-business provider of these auditing services much of the changes and/or direction of the work product over the years were recommended at the suggestion of the Attorney Client. CFLA has produced documentation to the CFPB demonstrating more than 500 Licensed Attorneys and/or Law Firms that have been Clients of CFLA since 2010.

CFLA has been at the forefront for cutting edge innovation in the industry, as well as on the compliance side for the entire industry of forensic loan auditing and Bloomberg securitization audits, while providing training State Bar Approved Continuing Education Courses to Licensed Attorneys in California, Texas, Nevada, Hawaii, Illinois, New York, Florida, and other states, Mr. Lehman has overseen the training of more than 1,000 licensed attorneys and 5,000 cumulative trainees nationwide through his 24 hour training classes, 6 hour CLE seminars, and hosted more than 250 events hosted nationwide since 2010. Furthermore, CFLA has sold more than 10,000 of Mr. Lehman’s DVDs since 2009.

In or about 2009, CFLA began what is currently known as the Mortgage Securitization Analyst Training Class, which requires 3 full days of training 24 hours, as well as notarized and graded examinations, and strict adherence to the ethical requirements of a CFLA Auditor. Initially the Class was taught by Andrew Lehman, J.D., and Brendan McDonald, and Michael T. Pines, and then Time Or’eiley and Art Bernardo until Mr. Carrigan began teaching the class in or about 2013 alongside California Attorney Tim O’Reiley. In these classes CFLA distributes and requires consent to the.

[i] (a) MARS consumer guide for Businesses, and requires express agreements under the

(b) CFLA CODE OF ETHICS of a Mortgage Securitization Analyst

[ii] to guide them in ethical responsibilities as a Mortgage Securitization Analyst and mandate Compliance under the State & Federal Laws.

Moreover, CFLA has issued Press Releases to its Clients, Trainees, requiring strict adherence to the MARS Rule and Regulation O, even having to terminate several of its wholesale clients, and even a few employees, for not having strictly complied with the MARS Rule, Regulation O, and other requirements as a matter of Law.

It is CFLA’s hard stance in an otherwise unregulated Industry that has made for a better and safer place for the consumers who demand the cutting edge work product presently known as the Bloomberg Property Securitization Audit. CFLA prides itself as being on the forefront for compliance with its customers, trainees, and followers since its inception in or about 2009. Since 2009, CFLA has performed more than 10,000 Residential Forensic Loan Audits, trained more than 1,300 people in its Nationally Recognized Auditor Class.

CFLA offers attorneys full foreclosure audits and strategies. Our expertise are Bloomberg Securitization Audits as well as complete turn-key Quiet Title Litigation solutions for licensed attorneys to competently sue lenders for state & federal Violations to either stop foreclosure, obtain legal damages, or both.

CFLA.com conducts Attorney State Bar Approved Continuing Education Training Classes (CLEs) are taught by trained CFLA industry experts. Our CLEs have been approved by the State Bars of TX, CA, FL, NV, NY, GA, and Hawaii with topics ranging from

(1) Securitization Audits in Bankruptcy Practice,

(2) Securitization Audits and Foreclosure Defense Strategies,

(3) Securitization Audits in Contract Law & UCC,

(4) Principal Reductions through Strategic Litigation,

(5) Mortgage Securitization in Litigation,

(6) Quiet Title Litigation,

(7) Unsecured Debt Transactions and the

(8) California Homeowners Bill of Rights are among the subjects presented during our CLE classes. CFLA keynote speakers include: Charles Christmas, Esq., Patricia Rodriguez, Esq; John Fretz, Esq; Chad Elrod, Esq., Jeff Jackson, Esq., Anthony Vigna, Esq., Andrew P. Lehman, J.D.; Divina Westerfield, Esq.; Regis Sauger, Timothy O’Reilly, Esq.; Amar Gupta, Esq. , Oliver Hull, Esq., Charles Powell, Esq., Noberto Reyes, Esq., Brendan McDonald, Esq., Joseph Huprich, Esq., Chris Mcglaughlin, Esq., Eric Hougen, Esq., and others.

Certified Forensic Loan Auditors also has created a Nationally Recognized Analyst Training Certification Course. Mortgage securitization and forensic loan auditing are presented during our professional 24-hr how-to class. There have been nearly 1,500 executive level professionals who have graduated from this program since 2009 in each of the following States: CA, NV, IL, NY, NJ, WA, DC, MD, GA, and FL as well as online courses

II. CFLA CONSUMER RELATED INFORMATION

In or about December 2018, CFLA, sent a Freedom of Information Act Request to the CFPB requesting copies of any and all complaints submitted to the FTC or FFPB referencing “CFLA” or regarding “CFLA” at any time since 2010.[iii] The results of this FOIAR yielding great information about the nature of the complaints from consumers concerning CFLA. Interesting to learn that the FTC and the CFPB had received 42 complaints regarding CFLA, however, only 3 of these complaints had CFLA named as the party/entity that the complaint was against (one in 2010, 2016, and 2018). In fact, the far standing majority of these complaints were as against Banks / Servicers, or other banking institutions with CFLA being represented in the complaint as assisting in the complaint process. Of the 3 complaints listed in the entire CFPB database regarding CFLA, 2 of them had already been refunded in their entirety, and only one consumer, a resident of the North Pole Alaska’s complaint still remained unresolved due to his difficulty traveling by sled to the CFLA Attorney Referral in Anchorage, AK.

Only 1 such consumer complaint existed since 2010 claiming “Fraud” which is the consumer from North Pole, AK. To give a fair ratio, CFLA produced more than 15,000 client files that it had completed for customers of CFLA since 2007. 3 of the consumer complaints against CFLA occurred during this time period referenced in the CID (e.g. 2014 – current). So given the 15,000 client files produced by CFLA during the period CFLA had a complaint ration of 1 in 5,000 customer which equates to a .000004%.

  1. CFLA SELLS BLOOMBERG SECURITIZATION PROPERTY ANALYSIS REPORTS
    As Business to Business providers of these auditing services CFLA provides the Bloomberg Securitization Audit Report with a Court Ready Expert Witness Affidavit from our Senior Auditor & Leading Expert, Michael Carrigan, in addition to

(1) Time Stamped Bloomberg Screenshots showing all the financial data of the trust including paid off, insurance, remics, loan forgiveness, loan mod info, re capitalization, etc,

(2) Copy of the Pooling & Servicing Agreement on the respective loan,

(3) Full Fraud & Robo Signing Analysis,

(4) Credit Default Swap Analysis,

(5) Full Chain of Title Analysis of Assignments & Transfers looking for
(a) defunct entity status,
(b) improper dates,
(c) improper signatures & endorsements,
(d) fraud,
(e) robosigning,

(6) Court Ready Expert Witness Affidavit Under Oath by Michael Carrigan attesting to the facts derived in the audit report.

Each CFLA Client executes an agreement that states the following, in pertinent part: (a) CFLA is NOT a Law Firm and we Do Not Provide Legal Advice, (b) CFLA Does NOT Provide Foreclosure Consulting Services, (c) CFLA Does NOT Offer or assist with any form of Loan Modification, (d) CFLA Is a Professional Auditing Company and Document Support Provider, € we do not transact on behalf of the Homeowner in any way, including sending letters, making phone calls, contacting banks, or filing and serving your legal documents. CFLA offers the Sale of Goods, and NOT Services, (f) CFLA always recommends that Homeowners use these cutting edge services in conjunction with the representation of a Licensed Attorney in their respective Jurisdiction, (g) that the use of the CFLA Legal Forms is not the substitute for the actual advice of an attorney, (h) finally that all work generated on behalf of CFLA for CLIENT shall be under the direct supervision of an Attorney Licensed in their Appropriate Jurisdiction [iv]

  1. CFLA HAS AN EXCELLENT REPUTATION IN THE TRADE WITH CONSUMERS, CONSUMER REPORTING AGENCIES, CONSUMER TRADE SITES, AND OTHERWISE

    CFLA has been registered with the Better Business Bureau and has maintained an A+ rating on its business since January of 2010. CFLA has had very few complaints and those complaints were responded to quickly, and resolved by CFLA. CFLA Has been cited by the BBB as (1) having very few complaints, (2) Transparent Business Practices, and (3) No known Advertising Issues. [v]

CFLA also was interviewed by the online group “Ripoffreport.com” because of the bad label given to Forensic loan Auditing Company’s and after multiple in person interviews at our offices, and several emails being exchange, founder Ed Magestran founded the following in his publication on the site :

“CFLA is Committed to customer satisfaction, resolving complaints, & providing highest level of expertise in Foreclosure Defense Industry. Certified Forensic Loan Auditors Team of Certified Auditors, Attorneys provide comprehensive Forensic & Securitization Audits, full service litigation support services, Expert Witness Testimony in Court, Auditor Training, including Attorney Continuing Education Training on Foreclosure Defense Strategies, Quiet Title, Mortgage Securitization in Litigation, Bankruptcy in Litigation, Contract Law Disputes, & Uniform Commercial Code on Secure and Negotiable Instruments. CFLA offers free services to members, including Forms Database for use in Court, Cutting Edge Newsletters, Attorney Blogs, Webinars on Mortgage Securitization, & Free Attorney Referrals to Homeowners in all 50 States.”

It means that every complaint will be taken seriously and every customer will be treated fairly and with respect. It means if a customer did not receive what they expected, the company will work with that customer to fix the issue. It means that if a customer requests a refund and if there is any reasonable basis for that request, we expect the customer will be given a prompt refund (some refund requests may not be reasonable, so this does not mean a refund is guaranteed in every case). “Making things right” can mean lots of different things to different people, but our point is this – by working closely with the company or individual to resolve any disputes, Ripoff Report can track the footprints of customer service to ensure that our Corporate Advocacy Program members are doing everything they can to treat customers fairly and to increase their customer satisfaction. Certified Forensic Loan Auditors, LLC “CFLA” has gone through great lengths to make sure they try and resolve any and all customer issues. Certified Forensic Loan Auditors has joined the Corporate Advocacy Program because they want customers to know they will resolve any and all customer issues. They never want their customers to feel like they weren’t taken care of. [vi]

CFLA also maintains an AAA rating with the Business Consumer Alliance as having responded

(1) responded to consumer complaints promptly,

(2) resolving consumer complaints directly with clients fairly, and

(3) making appropriate representations online regarding the company.

[vii] Furthermore, as evidence by the FOIA Request Produced by the Bureau, CFLA Does Not facilitate very many consumer complaints having had only 3 consumer complaints in the 10 years of business reported to the CFPB and the FTC.

In determining whether an act or practice is unfair, the Bureau may consider established public policies as evidence to be considered with all other evidence. 12 USC 5531 (2).

CLFA Never Engages in Any Contact with Consumer’s Servicer as such would violate State law, and CFLA Does Not Provide Services Directly to the Consumer without Representation (See CFLA Customer Agreement) . Furthermore,

(1) CFLA Does Not Practice law and

(2) CFLA Does Not perform any type of Loan Modification.

The Reason That CFLA Does Not Negotiate Directly with the Consumers Dwelling or Servicer is to avoid violating State Law Statutes Restricting the unlawful Practice of Law. This was the major consideration when CFLA formed it business back in 2007. CFLA Wanted to Avoid Breaking Laws and as a result it required all of its Clients to have representation, evinced by the customers executing a service agreement which stated CFLA’s Client Agreement States in Bold Inconspicuous Form as follows “CLIENT agrees and hereby covenants that all work generated on his behalf, or on behalf of his company, that is generated by CFLA or its members will be under the supervision of his/her attorney, licensed in the appropriate jurisdiction, The Bold Statements are intended to ensure that the Client Know up Front that CFLA is Not Performing a Mortgage Foreclosure Relief Service on their behalf.

Each CFLA Client executes an agreement that states the following, in pertinent part:

(a) CFLA is NOT a Law Firm and we Do Not Provide Legal Advice,

(b) CFLA Does NOT Provide Foreclosure Consulting Services,

(c) CFLA Does NOT Offer or assist with any form of Loan Modification,

(d) CFLA Is a Professional Auditing Company and Document Support Provider,

(e) We do not transact on behalf of the Homeowner in any way, including sending letters, making phone calls, contacting banks, or filing and serving your legal documents. CFLA offers the Sale of Goods, and NOT Services,

(f) CFLA always recommends that Homeowners use these cutting edge services in conjunction with the representation of a Licensed Attorney in their respective Jurisdiction,

[viii] The Intent of the Founders was for this policy to stay in place because it would prevent CFLA Customer Service from engaging in the Unlawful Practice of Law Under State Laws.

 

MORTGAGE FRAUD EXAMINERS STORM BRADFORD AND BOB HURT ARE PRETENDER LAWYERS WHO SCAM HOMEOWNERS AND OTHER COMPANIES. AVOID THEM AT ALL COSTS!

 

MORTGAGE FRAUD EXAMINERS AND STORM BRADFORD ARE SCAMMING HOMEOWNERS BY SELLING A WORTHLESS APPRAISAL FRAUD AUDIT THAT HE CALLS A MORTGAGE TRANSACTION ANALYSIS THAT IS NOT ADMISSIBLE EVIDENCE AND IS A WASTE OF MONEY. PROTECT YOURSELF FROM THIS KNOWN SCAMMER.

 

CFLA CERTIFIED FORENSIC LOAN AUDITORS PROMOTES FRAUD STOPPERS PMA 

 

SETTLEMENT AGREEMENT WITH CFPB — Details And What To Do For Support On Your File Moving Forward with FRAUD STOPPERS PMA

FOR IMMEDIATE RELEASE: LOS ANGELES, CA / June 26, 2020: CFLA and Andrew Lehman have reached a settlement with the CFPB Consumer Financial Protection Bureau, to stop offering the following services to its clients effective immediately: Bloomberg Securitization Audits, Quiet Title Packages, and Mortgage Securitization Analyst Training Classes.

 

CFLA has spent 13 great years in business with an excellent reputation. Over the past 3 years CFLA has spent in aggressive litigation with the CFPB (since August 7, 2017) and caused some one million pages of document productions, 1,000’s of hours of lawyer labor, and took the CFPB all the way to the United States Supreme Court in the matter of CFPB v. Seila Law, wherein the foregone conclusion is that despite the CFPB being a self-declared “unconstitutional agency” at all times during this persecution, and prosecute you on a law that this “unconstitutional agency” created from its own authorship, investigator, prosecutor, judge, jury, and executioner. That is the reality of the state of the world today in America.

 

Despite the fact that CFLA services were beneficial to the consumers, which was clearly established by the hundreds of declarations by customers in support of CFLA…(thank you everyone that contributed). And despite NO consumers willing to come forward for the CFPB to state they were “Harmed” by the products and services of Lehman or CFLA.

 

HOWEVER, MY FRIENDS, SOMETIMES BIG BANKS AND BIG GOVERNMENTS ARE TOO BIG TO FAIL AND TOO BIG TO BE EXPOSED. I AM THE APPARENT MARTYR FOR THE INDUSTRY OF NOT JUST AUDITING BUT FORECLOSURE DEFENSE TOO. [See Regulation O 12 C.F.R. 1015 et seq.]

 

In obtaining this relief; the CFPB did not have to prove there was harm to the public or harm to the consumer by CFLA and were unable to do so in Court, however……

 

In controlling 9th Circuit precedent under (FTC v. Consumer Def., Ltd. Liab. Co., 926 F.3d 1208 (9th Cir. 2019); In a Federal 9th Circuit District Court a Federal Agency tasked with Enforcement of Consumer Protection Laws, the Federal district court is only required (i) to weigh equities; and (ii) to consider the FTC’s likelihood of ultimate success before entering a preliminary injunction. Harm to the public interest is presumed.“) (citation omitted) (emphasis added); see also Odessa, 833 F.2d at 175 (“Where an injunction is authorized by statute, and the statutory conditions are satisfied.

 

…the agency to whom the enforcement of the right has been entrusted is not required to show irreparable injury… FTC v. Consumer Def., Ltd. Liab. Co., 926 F.3d 1208 (9th Cir. 2019)

 

Where the statute specifically authorizes injunctive relief, irreparable injury should be presumed from the very fact that the statute has been violated. FTC v. Consumer Def., Ltd. Liab. Co., 926 F.3d 1208 (9th Cir. 2019)

 

Long standing precedent is that Public Equities interests always outweigh Private Interests.. Id.

 

So harm to the public is presumed, no irreparable harm required, no injury to the public required, and the balance of equities always favors the public interest over the private interests… SO ESSENTIALLY “OPINIONS” of CFPB Enforcement Agents were taken as “Material facts” but yet Defendants were never even allowed to rebut that presumption in court under the rights guaranteed by the United States

 

Constitution Due Process of Law. CFLA has No Due Process Rights Available, (Against the CFPB) and thus our fight ends here the against the FED in FED COURT. Constitutional Rights are a 20th Century Phenomenon and as we all struggle and lose a few rights at a time, eventually all our constitutional rights will be taken away.

 

I did not enter into this settlement voluntarily but rather after having all my civil liberties destroyed, staff members bullied and intimidated, and being papered to death for 3 intense years of costly litigation that bankrupted CFLA prior to this settlement. (legal bill approaching $1,000,000.00) That’s how it works, folks.

 

Every American has lost some of its constitutional rights today. I can think of nothing more American than knowing precisely who owns your mortgage loan. Today we lost one of our best leaders in that field. I leave you with all of our MSA Analyst Training Videos (500 Hours), Seminars (100 Hours), and State Bar CLE (100 Hours) for free on YouTube (please subscribe).

 

Also, the Bloomberg Securitization Audit, Quiet Title Packages, and Expert Witness Services will still be supported and provided by the community of CFLA Next Generation Soldiers like you, and such as the following:

 

Please contact Primary Sources for Bloomberg Property Securitization Reports & Quiet Title Packages:

 

·    FRANK WALDO “Fraud Stoppers” (573) 292-1280 for Domestic, and International Files

 

All have stated their intent to support the CFLA work product for consumers in the USA, Canada, the UK, Ireland, EU, and Australia, among others. Each has served dutifully for 5+ years at CFLA and they are experts at the process.

 

Banks will continue to secret the securitization of Residential Mortgage Backed Securities Trusts to Home Owners of these mortgages. Likewise, investors will still materially misrepresent the value and substance of these offerings to American, and overseas Investment groups.

 

Furthermore, many average Americans unknowingly have their retirement, 401K, Social Security Benefits, Pension Funds, sucked dry by these same RMBS Offerings that I was exposing for the common man. That was really my goal and I pray it continues that these services are available to the common man at a price point every man or woman in this country could reconcile.

 

Today, I am free of the tyranny of Government, though today is a sad day for those of us that want accountability of Government, and Banking Institutions. Today is a sad day for the average American. I am an average American.

 

To those persons I am helping or was helping and can no longer receive my help, I am truly sorry. This was not my choice — I fought until the end. To those that will continue this battle, God Bless You and Great Successes to You,

Foreclosure Rescue Scam Alert

MORTGAGE FRAUD EXAMINERS SCAMMING HOMEOWNERS FACING FORECLOSURE 

Leading industry sources report that Storm (Norman) Bradford of the Mortgage Fraud Examiners and other get rich quick scam websites has been discovered to be the biggest conman and scam artist scamming innocent homeowners by selling a worthless appraisal fraud audit, for as much as $7500, that cannot be used in a court of law. Sources say that Storm (Norman) Bradford of the Mortgage Fraud Examiners is a known charlatan scam Storm (Norman) Bradford of the Mortgage Fraud Examiners and that he has been caught red handed pretending to be a lawyer.

Storm (Norman) Bradford of the Mortgage Fraud Examiners has been reported to the Rip-off Report and to the Virginia Bar Association and the Virginia Attorney Generals office for perpetrating this ongoing fraud to scam homeowners. If you live in or you have a Foreclosure do not risk losing your home and your money by getting scammed by Storm (Norman) Bradford of the Mortgage Fraud Examiners. Storm (Norman) Bradford of the Mortgage Fraud Examiners is a known banking shill who makes money buying and selling securitized mortgages and reverse mortgages to and from the too-big-to-fail-banks that have defrauded millions of American homeowners out of their live savings and the properties, while he simultaneously spread lies and misinformation about companies trying to help homeowners fight to save their homes from foreclosure. Storm (Norman) Bradford of the Mortgage Fraud Examiners have been caught racketeering and blackmailing competitors for money in exchange for money.

So Storm (Norman) Bradford of the Mortgage Fraud Examiners not only bad mouths all of his competitors, and spreads lies and disinformation about them, but even more disturbing is that he then tries to blackmail them for money to stop his hate campaign. Storm (Norman) Bradford of the Mortgage Fraud Examiners are scamming homeowners with lies and disinformation while making money buying and selling mortgages to and from the too-big-to-fail-banks, while peddling a worthless appraisal fraud audit to innocent homeowners out of hard earned money. Do not fall victim to this know scam artist. Get the help of a local attorney and learn how to fight to save your home from foreclosure with legal education, court ready evidence and FRAUD STOPPERS PMA.

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