Donald J. Trump, Republican Party nominee for President of the United States Mike Pence, Republican Party nominee for Vice- President of the United States

Joe Biden, Democratic Party nominee for President of the United States

Kamala Harris, Democratic Party nominee for Vice- President of the United States

Dr. Jo Jorgenson, Libertarian Party nominee for President of the United States Jeremy “Spike” Libertarian Party nominee for Vice-President of the United States

Howie Hawkins, Green Party nominee for President of the United States Angela Walker, Green Party nominee for Vice-President of the United States

Don Blankenship, Constitution Party nominee for President of the United States William Mohr, Constitution Party nominee for Vice-President of the United States


Dear Candidates:

American Property Owners Network, Inc. is a not-for-profit corporation organized in the State of Wisconsin and operating as a 501(c)(4) entity upon notice to the Internal Revenue Service. Our Board members are located in various states from Alaska to Virginia and Minnesota to Florida. Our purpose is to advocate for justice for homeowners who have been unlawfully dispossessed or are facing unlawful dispossession of their homes throughout the nation by the use of false and forged documents created to make it appear that purported claimants in judicial and nonjudicial foreclosure states are entitled to the remedy of foreclosure.

As we are sure you are aware , over ten million Americans have lost their homes to foreclosure since 2007. The issue with the majority of the foreclosures is that the foreclosure claimants are not the real parties in interest with a beneficial interest in the alleged indebtedness. Mortgage foreclosures are proceeding based fraudulent documents created by third party vendors or employees of debt collectors calling themselves “servicers” and acting for their own pecuniary advantage on behalf of undisclosed beneficiaries.

On behalf of the constituency for which we advocate, we want to know, if elected, what would you do to stop these ongoing crimes and provide justice to the millions of homeowners who lost their homes based on fraudulent documents created by participants in the fraudulent foreclosure scheme?

Ocwen Mortgage Servicing, Inc. is one of a number of servicers, some of which are federally chartered national banking associations, which engage in unlawful foreclosure practices. See for example, see ​Consumer Financial Protection Bureau, Office of the Attorney General,the State of Florida, Department of Legal Affairs, and Office of Financial Regulation, the State of Florida, Division of Consumer Finance, Plaintiffs, v. Ocwen Financial Corporation; Ocwen Mortgage Servicing, Inc.; and Ocwen Loan Servicing, LLC Defendants,currently pending in the United States District Court Southern District of Florida, West Palm Beach Division as Case No. 9:17-CV-80495 and Case No. 9:17-CV-80496 in which the consolidated Complaints allege, for example, at ¶177:

  1. Ocwen has engaged in unlawful foreclosure practices. Ocwen has long touted its ability to service and modify distressed loans, claiming, “helping homeowners is what we do.” In fact, Ocwen has failed to accurately maintain foreclosure-related information necessary to ensure that it provides borrowers with required foreclosure protections. As a result of these and other failures, Ocwen has wrongfully initiated foreclosure proceedings and wrongfully conducted foreclosure sales.


Many of your constituents are victims of unlawful foreclosure practices which have embroiled them in seemingly endless litigation designed to exhaust their financial and emotional resources until they give up or are (almost always) defeated in the judicial system. As a result of the fraudulent practices of which our Board members and their nationwide information network have substantial evidence, millions of Americans lost their homes. The financial crises inevitably contributed to the destruction of family units, serious health issues including untimely deaths and, in too many cases, homelessness. A foreclosure is a one-time event, but for many families it’s something that never ends, wrecking years of their lives and the hopes they once had. Further, hundreds and thousands of people could have been saved from illegal foreclosures if the regulatory agencies and law enforcement authorities had followed the law.

On August 5, 2020, the first episode of the new docu-series, The Con, premiered. It is free for viewing at ​​.The entire first season of The Con​,consisting of five (5) episodes is available at ​​.We encourage you to watch the five (5) part first season of The Con​.

At the end of the first episode of The Con​,there is a panel discussion. William Black, a former bank regulator during the Savings and Loan Crisis of the 1980s and 1990s and white collar crime expert, explained that the fraud scheme in which many mortgage loan originators fits a pattern which regulators can recognize. ​Chris Swecker, head of criminal investigations for the FBI between 2004 and 2006, also participated in the panel discussion at the end of the first episode of The Con​.He was investigating foreclosure fraud, but was ordered to stop. A

Congressional investigation into the Financial Crisis of 2008 recommended 11 criminal indictments of Wall Street bankers. The Department of Justice refused to prosecute. Open Letter to Presidential Candidates

In The Con​,Senator Byron Dorgan of North Dakota is shown opposing the repeal of the Glass-Steagall Act protections, but the Clinton administration pushed de-regulation through Congress. Clinton’s Treasury Secretary, Robert Rubin supported de-regulation and then joined the Board of Directors of Citigroup, which was the first beneficiary of the repeal of Glass-Steagall because the merger of Citicorp with Travelers Group which was undertaken in violation of the Glass-Steagall Act.

Just as de-regulation of the savings and loan institutions resulted in the Savings and Loan Crisis of the late 1980s into the 1990s, the de-regulation of the banking industry led to the Financial Crisis of 2008 which became the Residential Foreclosure Crisis of 2009 and continuing. The rest of the story is still being written.

Our constituency is well-informed about the failures of federal and state regulatory agencies and law enforcement which have allowed this nation’s homes to be fraudulently foreclosed for the benefit of undisclosed third parties.

We invite you to respond to this Open Letter with your proposal for protect the interests of homeowners who have the right to be free from the use of false documents to take their homes for debt that they do not owe. Please send your campaign’s response to us at our email address. Your campaign’s response to the concerns expressed in this letter will be posted on our website and will be shared with other concerned organization for further publication.

We look forward to hearing from you.

Thank you for your attention to this matter.

Sincerely Yours,


Larry Nemec,​ President
Thomas Kibler, Vice President
Ann Chin, Secretary
Wendy Alison Nora, Treasurer
Kelley A. Bosecker, Board Member
Brenda Gillis, Board Member
Leo Blas, Board Member
Dorothy Johnson, Board Member

1202 Norton Street
Wausau, Wisconsin 54401

FRAUD STOPPERS Foreclosure Fraud & Mortgage Fraud Daily Update October 8, 2020





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FRAUD STOPPERS Storm Bradford Mortgage Fraud Examiners Scamming Homeowners

Foreclosure Rescue Scam Alert

The following information and viewpoint is a personal opinion and deeply held religious belief of the author; and is shared with the sole intent to help homeowners & borrowers who may be facing foreclosure or who are currently experiencing financial hardship or difficulty with a mortgage avoid foreclosure traps, pitfalls, and swindles. 

Avoid Storm (Norman) Bradford of the Mortgage Fraud Examiners At All Cost

Leading industry sources report that Storm (Norman) Bradford of the Mortgage Fraud Examiners and other get rich quick scam websites has been discovered to be the biggest conman and scam artist scamming innocent homeowners by selling a worthless appraisal fraud audit, for as much as $7500, that cannot be used in a court of law. Sources say that Storm (Norman) Bradford of the Mortgage Fraud Examiners is a known charlatan scam Storm (Norman) Bradford of the Mortgage Fraud Examiners and that he has been caught red handed pretending to be a lawyer.

Storm Bradford has spread lies and rumors about FRAUD STOPPERS stating that FRAUD STOPPERS is scamming homeowners with lies and disinformation, and this is the reason FRAUD STOPPERS is forced to respond to this known scammer and his smear campaign.

Storm (Norman) Bradford of the Mortgage Fraud Examiners has been reported to the Rip-off Report and to the Virginia Bar Association and the Virginia Attorney Generals office for perpetrating this ongoing fraud to scam homeowners. If you live in or you have a Foreclosure do not risk losing your home and your money by getting scammed by Storm (Norman) Bradford of the Mortgage Fraud Examiners.

Storm (Norman) Bradford of the Mortgage Fraud Examiners is a known banking shill who makes money buying and selling securitized mortgages and reverse mortgages to and from the too-big-to-fail-banks that have defrauded millions of American homeowners out of their live savings and the properties, while he simultaneously spread lies and misinformation about companies trying to help homeowners fight to save their homes from foreclosure.

Storm (Norman) Bradford of the Mortgage Fraud Examiners have been caught racketeering and blackmailing competitors for money in exchange to stop spreading lies and rumors about them. Storm (Norman) Bradford of the Mortgage Fraud Examiners not only bad mouths all of his competitors, and spreads lies and disinformation about them, but even more disturbing is that he then tries to blackmail them for money to stop his hate campaign.

Storm Bradford and the Mortgage Fraud Examiners are not the only scams to avoid, however they are among the most expensive foreclosure rescue scams to avoid.

Storming Scamming Bradford of the Mortgage Fraud Examiners is scamming homeowners with lies and disinformation, while profiteering from buying and selling securitized mortgages and reverse mortgages to and from the too-big-to-fail-banks. His side business appears to be peddling a mortgage transaction analysis to unsuspecting homeowners. FRAUD STOPPERS and other leading industry experts recommend that you avoid this suspected scam artist at all cost. If you are currently experiencing difficultly with a mortgage or foreclosure we FRAUD STOPPERS recommends that you get the help of a local competent attorney, and you invest the time to get formal legal education to protect yourself from scammers like Storm Bradford of the Mortgage Fraud Examiners.

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The information about Foreclosure law and other legal information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only.  Information on this website may not constitute the most up-to-date legal or other information.  This website contains links to other third-party websites.  Such links are only for the convenience of the reader, user or browser; FRAUD STOPPERS and its members do not recommend or endorse the contents of the third-party sites.

Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter.  No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction.  Only your individual attorney can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation.  Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client relationship between the reader, user, or browser and website authors, contributors, contributing law firms, or committee members and their respective employers. This site provides “information” about the law and is only designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice — the application of law to an individual’s specific circumstances.

The views expressed at, or through, this site are those of the individual authors writing in their individual capacities only – not those of their respective employers, FRAUD STOPPERS, or committee/task force as a whole.  All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed.  The content on this posting is provided “as is;” no representations are made that the content is error-free.

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