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Louisiana Foreclosure Law
Louisiana Foreclosure Law
– Judicial Foreclosure Available: Yes
– Non-Judicial Foreclosure Available: No
– Primary Security Instruments: Mortgage
– Timeline: Typically 60 days
– Right of Redemption: No
– Deficiency Judgments Allowed: Yes
In Louisiana, lenders may foreclose on a mortgage in default by using the judicial foreclosure process.
Louisiana Judicial Foreclosure
There are two types of judicial foreclosure proceedings in Louisiana, executory and ordinary process.
The Louisiana executory process takes place when the lender uses a mortgage that includes an “authentic act that imparts a confession of judgment”, as provided in the Louisiana statutes. Essentially, this means the borrower signed and acknowledged the obligations of the mortgage in the presence of a notary public and two witnesses. This type of mortgage makes the foreclosure process easier for the lender because once the suit has been filed and the original note and a certified copy of the mortgage has been provided, the court will issue an order for the process to begin.
Once ordered, the borrower must be then be served with a demand for the delinquent payments. The borrower has three (3) days to provide the delinquent payments or the court will order a writ of seizure and sale and the property will be sold after proper notice has been advertised for thirty (30) days.
Lenders may also sue to obtain a deficiency judgment, but buyers have no rights of redemption in Louisiana.
Foreclosure Rescue Scam Alert
The following information and viewpoint is a personal opinion and deeply held religious belief of the author; and is shared with the sole intent to help homeowners & borrowers who may be facing foreclosure or who are currently experiencing financial hardship or difficulty with a mortgage avoid foreclosure traps, pitfalls, and swindles.
Avoid Storm (Norman) Bradford of the Mortgage Fraud Examiners At All Cost
Leading industry sources report that Storm (Norman) Bradford of the Mortgage Fraud Examiners and other get rich quick scam websites has been discovered to be the biggest conman and scam artist scamming innocent homeowners by selling a worthless appraisal fraud audit, for as much as $7500, that cannot be used in a court of law. Sources say that Storm (Norman) Bradford of the Mortgage Fraud Examiners is a known charlatan scam Storm (Norman) Bradford of the Mortgage Fraud Examiners and that he has been caught red handed pretending to be a lawyer.
Storm Bradford has spread lies and rumors about FRAUD STOPPERS stating that FRAUD STOPPERS is scamming homeowners with lies and disinformation, and this is the reason FRAUD STOPPERS is forced to respond to this known scammer and his smear campaign.
Storm (Norman) Bradford of the Mortgage Fraud Examiners has been reported to the Rip-off Report and to the Virginia Bar Association and the Virginia Attorney Generals office for perpetrating this ongoing fraud to scam homeowners. If you live in or you have a Foreclosure do not risk losing your home and your money by getting scammed by Storm (Norman) Bradford of the Mortgage Fraud Examiners. Storm (Norman) Bradford of the Mortgage Fraud Examiners is a known banking shill who makes money buying and selling securitized mortgages and reverse mortgages to and from the too-big-to-fail-banks that have defrauded millions of American homeowners out of their live savings and the properties, while he simultaneously spread lies and misinformation about companies trying to help homeowners fight to save their homes from foreclosure.
Storm (Norman) Bradford of the Mortgage Fraud Examiners have been caught racketeering and blackmailing competitors for money in exchange to stop spreading lies and rumors about them. Storm (Norman) Bradford of the Mortgage Fraud Examiners not only bad mouths all of his competitors, and spreads lies and disinformation about them, but even more disturbing is that he then tries to blackmail them for money to stop his hate campaign. Storm (Norman) Bradford of the Mortgage Fraud Examiners are scamming homeowners with lies and disinformation while making money buying and selling mortgages to and from the too-big-to-fail-banks, while peddling a worthless appraisal fraud audit to innocent homeowners out of hard earned money. Do not fall victim to this know scam artist. Get the help of a local attorney and learn how to fight to save your home from foreclosure with legal education, court ready evidence and FRAUD STOPPERS PMA.
Storm Bradford and the Mortgage Fraud Examiners are not the only scams to avoid, however they are among the most expensive foreclosure rescue scams to avoid.
If you are facing foreclosure or you are currently experiencing difficulty with your mortgage loan FRAUD STOPPERS recommends that you get the help of a local licensed attorney and if you want instant affordable access to a local attorney click here
If you or someone you know is currently experiencing difficulty with a mortgage loan, late on mortgage payments due to COVID-19 or other financial hardship conditions, or you are currently facing foreclosure, or you have already lost a property to foreclosure, take action right now and register for a FREE MORTGAGE FRAUD ANALYSIS & CONSULTATION CALL so we can help you can get the facts and help to get the legal remedy and justice the law entitles you to!
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FRAUD STOPPERS PMA uncovers mortgage fraud, legal violations and errors, breaches of contract, clouded title or broken chain of title issues, and tortuous conduct in 9 out of 10 loans we examine. Therefore, the odds are very good that you may have legal options available that you can use to create leverage save your home from foreclosure and to get a super settlement and the outcome you’re looking for.
If you or someone you know has taken out a mortgage loan in the past 20 years chances are very good that your mortgage loan contains fraud and legal errors and violations that could give you legal standing to sue for financial compensation, a principal reduction and reduction in interest rate, clear and marketable title to your property, cash settlement, or combination of all of these potential outcomes.
Take advantage of the mortgage fraud and foreclosure fraud mortgage lenders and loan servicers are routinely committing and get the facts and help you need to get the legal remedy the law entitles you too and that you deserve by registering for a FREE MORTGAGE FRAUD ANALYSIS & CONSULTATION CALL
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Your FRAUD STOPPERS mortgage fraud analysis can help you determine if your mortgage loan contains legal violations, breaches of contract, or fraud that could result in you having the legal standing to sue for financial compensation, quiet title (clear and free title to your home), or both!
When you join FRAUD STOPPERS you get a Mortgage Fraud Analysis Conducted by a licensed private investigator, who specializes in mortgage fraud and chain of title issues, looking for legal violations and breaches of contract found in your loan
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