JURISDICTIONAL CHALLENGES MUST NOT BE AIMED AT THE MERITS OF THE CLAIM

Neil Garfield Apr 25

“Jurisdiction” is a term used to define whether or not the court has any authority to hear the case. Filing a bogus claim DOES invoke the jurisdiction of the court as long as it complies with the basic rules of court.
Just because you call it a jurisdictional challenge doesn’t make it a jurisdictional challenge. The jurisdiction of the court is based upon several factors, each of which must be challenged in a specific and orderly way.

You are citing evidentiary things that can only mean the judge would at best reserve a ruling until the evidence is in.
JURISDICTIONAL CHALLENGES MUST NOT BE AIMED AT THE MERITS OF THE CLAIM
1. The challenge must arise from the face of what is written in the complaint or in the exhibits. Or, it must arise from the presumptions in nonjudicial states based upon the recorded documentation.
1. The usual XYZ Bank NA as trustee for the ABCDE Trust Series 2006-BC6 on behalf of the holders of the certificate series ABCDE Trust Series 2006-BC6 presents exactly that opportunity. XYZ Bank is not submitting itself to the jurisdiction of the court and neither is the putative trust even if it exists. (Both are named as acting on behalf of unidentified certificate holders).
1. We know that because regardless of how many entities are framed in the style of the case, it is all on behalf of unidentified holders of certificates who have not been named. So you have no named Plaintiff submitting themselves to the jurisdiction of the court and therefore no case in controversy.
1. A free-style test of this is easy: in the event that the homeowner wins and fees and costs are leveled against the claimant, who is responsible for paying those fees and costs.? It isn’t XYZ Bank. It might be the trust if it is properly identified and it certainly is not the certificate holders who have never been named.
2. But how do you levy the judgment against anyone? Such judgments are routinely paid by or through the company named as the “servicer” — but the claimed servicer is not even a party to the litigation. But what if it isn’t paid? That actually happens sometimes.
2. If the Style of the case is XYZ Bank NA as trustee for the ABCDE Trust Series 2006-BC6 AND there is an allegation that the Plaintiff is a National Association, that is technically not true.
1. The plaintiff is the putative trust. This is an important distinction.
2. The trust is not a National Association (i.e. a nationally chartered bank) and the allegations in the complaint are missing the required components of a statement of how and where the trust was organized — which might be subject to a motion to dismiss or a motion to dismiss for lack of jurisdiction.

 

 

 

Foreclosure Daily News Update ⋅ April 25, 2022

NEWS

Cleveland leads the nation in new foreclosure filings, Ohio third among states – WEWS

WEWS

A major factor is the ending last August of the federal moratorium on foreclosures leaving homeowners who paused payments over the pandemic to deal …

 

 

 

NJ foreclosure rate 2nd-highest in U.S. for March, and all of Q1 – New Jersey 101.5

New Jersey 101.5

New Jersey trailed only Illinois for the highest foreclosure rate in the United States over the first quarter of 2022 as backlogs from pandemic …

 

 

 

Chicago Foreclosure Activity Returning To Pre-Pandemic Levels – ChicagoNow

ChicagoNow

Although Chicago foreclosure activity is growing significantly from a depressed base it’s not expected to exceed pre-pandemic levels.

 

 

 

Foreclosure Continuation | Legal Announcements | oanow.com

Opelika Auburn News

L5487 STATE OF ALABAMA NOTICE OF CONTINUATION MORTGAGE FORECLOSURE SALE COUNTY OF LEE Default having been made under the terms of that certain …

Foreclosure Value | Practical Law – Westlaw – Westlaw

Residential Foreclosure (Judicial Foreclosure Action) Checklist (NC) | Practical Law – Westlaw – Westlaw

Residential Foreclosure (Nonjudicial) Flowchart (OR) | Practical Law – Westlaw – Westlaw

Full Coverage

 

 

 

New Jersey Leads Nation in Home Foreclosures Post-Pandemic – Shore News Network

Shore News Network

TRENTON, NJ – A post-pandemic study by RealtyTrac shows that New Jersey, Illinois and Ohio lead the nation in the level of foreclosure since the …

 

 

 

BTS member Jimin’s property foreclosure notice gets leaked online | allkpop

AllKpop

It was reported that BTS member Jimin’s property foreclosure notice got leaked online. On April 24th, an anonymous user posted a property …

NRS 612.680 – Liens: Creation; notice; foreclosure; release; compromise and satisfaction. :: 2013 … – Justia US Law

Full Coverage

 

 

 

PMO Receives Complaint About Foreclosure From Company From Asian Paints Founders

Bollyinside

The market was buzzing on March 20, 2022, when a company announced its intention to delist. Elcid Investments’ promoters were offering Rs 1,61023 …

 

 

 

Loan against FD: Here’s all you should know about overdraft facility – Times Now

Times Now

They also won’t have to pay any additional fees like foreclosure or prepayment fees. FD account holders get a loan at reduced interest rates.

 

 

 

PNB bids out foreclosed Manila land to ICTSI for P3.7B | Inquirer Business

Inquirer Business – INQUIRER.net

“This transaction will monetize another low-revenue-generating foreclosed property, giving the bank additional financial resources that it can use to …

 

 

 

In the Democratic fight to replace Mike DeWine, Cincinnati and Dayton are on the ballot

Cincinnati Enquirer

Over the past couple of decades, Dayton has faced the loss of key businesses, a foreclosure crisis and a massive opioid overdose problem – and …

 

 

 

Factors That Can Influence Interest Rates On Gold Loans | Mint

Mint

“Banks and NBFCs charge foreclosure fees, while almost all of the new-age digital lenders only charge an interest rate,” said Khosla. Personal or gold …

 

 

 

Vistas homes hit by gunfire – YouTube

YouTube

Foreclosure fees has local judge steaming mad. ABC Action News. ABC Action News. •. 3.4M views 11 years ago · Haunted by Columbine | Retro Report …

 

 

 

Corporations Condemn Non-Compliance With NHF Statutory Contribution – The Street Journal

The Street Journal

… of mortgages and foreclosure legislations to boost investors’ confidence and … adding that lack of adoption of foreclosure laws to safeguard …

 

 

 

WEB

ohio.gov

 

 

 

Section 1541.082 – Transfer of lease after foreclosure sale. :: 2012 Ohio Revised Code

Justia US Law

When buildings located on state land are sold on foreclosure in a delinquent tax suit or in a mortgage foreclosure suit, the state immediately …

 

 

 

6/7/2022 – Collin County Foreclosure Notices

Collin County Foreclosure Notices

Foreclosure Notices. Foreclosure Notices. Show/Hide Filter. List Filters. Sale Date … Foreclosure List. 8572 S County Rd Frisco, TX 75034.

 

 

 

List Filters – Collin County Foreclosure Notices

Collin County Foreclosure Notices

Foreclosure Notices. Foreclosure Notices. Show/Hide Filter. List Filters. Sale Date. 6/7/2022 (30) [X]. City.

 

 

 

Docket Report Results – Not an Official Document

Docket Report Results – Not an Official Document

Filing Date: Tuesday , March 13th, 2001. Court: 63 – SALINE. Location: CI – CIRCUIT. Type: FC – MORTGAGE FORECLOSURE. Status: OPEN – CASE OPEN.

 

 

 

Docket Report Results – Not an Official Document

Docket Report Results – Not an Official Document

Filing Date: Tuesday , November 17th, 2015 ; Court: 52 – OUACHITA ; Location: CI – CIRCUIT ; Type: FC – MORTGAGE FORECLOSURE ; Status: CLOSED – CASE …

 

 

 

Senate Bill 1048 (2014) – Michigan Legislature

Michigan Legislature

Civil procedure; foreclosure; effect of mortgage foreclosure on oil and gas leases; modify. Amends secs. 3130, 3208 & 3236 of 1961 PA 236 (MCL …

 

 

 

Should I Buy A Foreclosure For My First Home Top Sellers, 59% OFF – gruposincom.es

gruposincom.es

Shop the finest selection of should i buy a foreclosure for my first home, 59% Discount Last 3 Days, joie tandem stroller,chicco travel system …

 

 

 

15.04.041 Exemption—Instruments taken in lieu of foreclosure.

qcode.us

041 Exemption—Instruments taken in lieu of foreclosure. Any tax imposed pursuant to this article shall not apply with respect to any deed, instrument, …

 

 

 

Docket Report Results – Not an Official Document

Docket Report Results – Not an Official Document

Type: FC – MORTGAGE FORECLOSURE … Entry: PETITION FOR FORECLOSURE IN REM & COMPLAINT FOR REPLEVIN. Images, COMPLAINT. 09/24/2018

 

 

 

 

 

Mortgage Fraud Daily News Update ⋅ April 25, 2022

 

NEWS

 

Did Someone Steal My Information To Commit Identity Fraud? | Bankrate

Bankrate

Fraudsters could access your personal information in various ways to commit identity fraud. There are certain warning signs that should alert you …

 

 

 

 

Dowless, key figure in NC absentee ballot fraud probe, dies – Times Union

Times Union

(AP) — Leslie McCrae Dowless Jr., the key player in a North Carolina absentee ballot fraud probe that led to a do-over congressional election, has …

 

 

 

 

McCombie & Halpin address ghost guns and pandemic fraud | OurQuadCities

OurQuadCities

Recovery, prosecution of fraud cases over pandemic relief will be difficult … Mortgage rates have hit a 12-year high.

 

 

 

 

Dowless, key figure in NC absentee ballot fraud probe, dies – KTAR.com

KTAR News

RALEIGH, N.C. (AP) — Leslie McCrae Dowless Jr., the key player in a North Carolina absentee ballot fraud probe that led to a do-over …

 

 

 

 

Increasing mortgage rates could lead to housing shortage, economist says | WTVC – News Channel 9

News Channel 9

EL PASO, Texas (KFOX) – The U. S economy continues to feel the effects of inflation as it impacts everything from food and gas to basic …

 

 

 

 

Pension scheme trustees jailed for 10 years for £13m scam | Financial Reporter

Financial Reporter

A pair of fraudsters who tricked more than 200 savers into transferring their pension pots into fraudulent schemes they controlled have been …

 

 

 

 

Lab’s Owners Indicted For COVID Fraud, Feds Say: Around Parsippany – Patch

Patch

Lab’s Owners Indicted For COVID Fraud, Feds Say: Around Parsippany – Parsippany, NJ – Also: Recreational Weed Near Parsippany / Daycare Center …

 

 

 

 

Property prices reach new record rising another 1.6%: Rightmove – Mortgage Finance Gazette

Mortgage Finance Gazette

The price of property coming to market has hit a new record high for the third consecutive month, with an average monthly increase of 1.6% rising …

 

 

 

 

Kessler Topaz Meltzer & Check, LLP Files Investor Securities Fraud Class Action Lawsuit …

Benzinga

RADNOR, Pa., April 24, 2022 (GLOBE NEWSWIRE) — The law firm of Kessler Topaz Meltzer & Check, LLP (www.ktmc.com) informs investors that the firm …

 

 

 

 

Final Deadline: Kessler Topaz Meltzer & Check, LLP Reminds Investors of Lead Plaintiff …

Benzinga

Fraud Class Action Lawsuit Filed Against Gatos Silver, Inc. (GATO) … including omissions and fraudulent misrepresentations relating to the …

 

 

 

 

How To Avoid An Investment Property Scam – RecentlyHeard

RecentlyHeard

This article was first published in May 2006 as a warning to potential investors to take care when committing to property investments.

 

 

 

 

Essential Steps To Getting Approved For A Home Mortgage Loan – RecentlyHeard

RecentlyHeard

They look at how you pay your bills and how much debt you have in relation to your income. If you are overextended they may refuse your loan. Even if …

 

 

 

 

Masood Zakaria had private conversations under a blanket in his backyard, cops claim

Daily Telegraph

The man who allegedly oversaw the Alameddine crime clan’s deadly campaign against the Hamzys was so meticulous he had key conversations with …

 

 

 

 

WEB

 

Firm Finds Over $1 Billion In Automobile Mortgage Fraud Throughout Pandemic – Life Car Store

Life Car Store

The pretend employers had been recognized by Level Predictive’s Fraud Analysts throughout investigations of mortgage purposes flagged by Auto …

 

 

 

 

Brian Cormier – Mortgage Web

Mortgage Web

March is Fraud Prevention Month. Canada Mortgage and Housing Corporation (CMHC) has consistently been a leader in the fight against mortgage fraud …

 

 

 

 

 

 

 

Who Owns Your Mortgage Note?

Have you ever asked who owns your mortgage note? A better question to ask is, “If I paid off my mortgage loan tomorrow, would I get clear and equitable title to my real property?” If your mortgage loan contract was converted into a mortgage backed security and sold to an investment trust on Wall Street you might not!

If you are thinking of applying for a loan modification, or refinancing through the Home Affordable Refinance Program (HARP), Home Affordable Modification Program (HAMP), or other program(s) under the Making Home Affordable (MHA) initiative there are a few things to consider.

First, remember that the entity who claims to own your mortgage loan is not automatically the same entity that may be servicing your mortgage loan. A loan servicer is a debt collections company that sends you mortgage statements, takes your payments each month, and if you have an escrow account, pays your homeowner’s insurance and property tax bills. But who really owns your mortgage loan?

If you want to find out here are a few things you can do:

  • Ask the servicer. Your loan servicer is legally obligated to tell you the name, address, and telephone number of the owner of your loan as shown in their records. It’s a good idea to ask them in writing officially with a “Qualified Written Request” via certified mail while keeping a log of your communications. The name of your servicer should be on your mortgage statement, but you can also use the MERS link below.
  • Original lender. Your loan may have never been sold, and still kept as a “portfolio loan” with the original lender. That’s the way loans used to be done!
  • Fannie Mae. In reality, many loans are sold to FNMA aka “Fannie Mae”. See Fannie Mae loan lookup tool.
  • Freddie Mac. Similar story with Federal Home Loan Mortgage Corporation (FHLMC) aka “Freddie Mac”. See Freddie Mac loan lookup tool.
  • Mortgage Electronic Registration Systems, Inc. (MERS) is a big online registry designed to replace the costly process of publicly recording mortgage ownership at the local government level with a private electronic version that allows the swapping of mortgages with no friction at all. MERS tracks both the servicing rights and ownership of mortgage loans in the United States, although the accuracy has been called into question. See MERS ServiceID lookup tool. You can also call them at 888-679-6377 FREE.
  • Search the Securities and Exchange Commission (SEC) for the alleged trust that claims they are the owner of your mortgage loan: https://www.fraudstoppers.org/how-to-search-the-sec-for-a-securitized-trust
  • Register for a Free Mortgage Fraud Analysis and Securitization Search. Complete our Mortgage Fraud Analysis form and we will conduct a free securitization check to see if your mortgage loan contract was converted into a mortgage backed security and who really owns your note. If your loan was securitized than you may have legal standing to sue your lender, or current loan servicer, for mortgage fraud and quiet title. Find out more by completing our Mortgage Fraud Analysis form or call us at 773-877-3655 and we will help you get the facts and evidence you need to get the legal remedy you deserve.

Cases like the Glaski v. Bank of America and Jesinoski v. Countrywide Home Loans may have provided hope for homeowners who were victims of mortgage and foreclosure fraud. But they did not strike at the heart of the real problem behind the securitization of millions of mortgage loans.

The Glaski decision states that if some entity wants to collect on a debt they must first legally own that debt. Furthermore, if that entity is claiming ownership by way of an Assignment, it must prove that Assignment is legally valid.

The Jesinoski case addressed a borrower’s right to rescind, or cancel, their mortgage loan contract under the Truth in Lending Act (TILA) by only providing written notice to the lender, without filing suit. A loan is rescinded at the time the rescission letter is mailed. If the lender wants to refute or fight the rescission they must file an action to do so, and they have limited time to do so.

If your mortgage was securitized (the practice of pooling mortgages and selling their related cash flows to third party investors as securities) then it was part of a table funded transaction. In a table funded transaction the borrower named on the note is NOT in debt to the lender (“Pretender Lender”) because they signed the note in the capacity of an Accommodation Party, or co-signer for the purpose of incurring liability on the instrument without being a direct beneficiary of the value given for the instrument!

The broker, or originator, of the loan is pretending to loan money to the alleged “Borrower“, but in reality they trick the alleged “Borrower” into co-signing on a note that is pledged as collateral on a warehouse line of credit with the funding bank.

It is illegal for banks to loan credit, they can only loan money!

But if the Pretender Lender is not the entity putting up the funds, then there is no underlining indebtedness between the alleged “Borrower” and the originator who is named on the note. And if there is no underlining indebtedness between the parties named on the note, then the mortgage (or deed of trust) vaporizes into nothingness, and is legally unenforceable as a matter of law.

If your mortgage loan contract was part of a table funded transaction and converted into a mortgage backed security that was sold to an investment vehicle, or trust, on Wall Street, then you may have legal standing to rescind your mortgage loan contract, and sue your “Pretender Lender” for Special Damages equal to triple the original amount of your note, plus clear and equitable title to your home!

Fraud Stoppers is part of a National Private Members Association that provides back office litigation support to law firms, foreclosure defense advocacy groups, and pro se litigants nationwide. Our Private Members Association can help you sue your lender for mortgage fraud, with or without an attorney.

Then after our free mortgage fraud analysis is done, we can scheduled a free potential cause of action consultation to discuss your loan and lawsuit in detail and help you get started filing your state and federal lawsuit for the remedy that the law entitles you to, and that you deserve!

You can save 60% to 70% in legal fees when you get your lawsuit started yourself, Pro Se, (without an attorney), and then bring in a local attorney to help you at trial, where you need them the most! This way you can get the best of both worlds: Save money in legal fees, and get the professional help you need at the same time!

FRAUD STOPPERS Private Members Association (PMA) has a PROVEN WAY to help you save time and money, and increase your odds of success, suing the banks for mortgage and foreclosure fraud.

Our primary focus is helping you get clear and marketable title to your property by arguing that the actions of the banks have made the security provisions of the mortgage/deed of trust unenforceable as a matter of law.

Stop Foreclosure, Sue for Breach of Contract 

Now is the perfect time to stand up for your legal rights and sue for beach of contract, mortgage fraud, and foreclosure fraud because the legal tide is beginning to turn, and homeowners are starting to win! In 2016 the California Supreme Court ruled in Yvanova v. New Century Mortgage Corporation (Case No. S218973, Cal. Sup. Ct. February 18, 2016) that homeowners have legal standing to challenge an assignment of the mortgage loan contract in an action for wrongful foreclosure on the grounds that the assignment(s) is/are void. Obviously if the court had ruled differently, the banks would have had carte blanche to forge mortgage assignments with wild abandon. In fact, without a system of endorsements and assignments it would be impossible to determine who has a legitimate interest in the property!

In THE PAPER CHASE: SECURITIZATION, FORECLOSURE, AND THE UNCERTAINTY OF MORTGAGE TITLE ADAM J. LEVITIN writes “the mortgage foreclosure crisis raises legal questions as important as its economic impact. Questions that were straightforward and uncontroversial a generation ago today threaten the stability of a $13 trillion mortgage market: Who has standing to foreclose? If a foreclosure was done improperly, what is the effect? And what is the proper legal method for transferring mortgages? These questions implicate the clarity of title for property nationwide and pose a too- big-to-fail problem for the courts.

The legal confusion stems from the existence of competing systems for establishing title to mortgages and transferring those rights. Historically, mortgage title was established and transferred through the “public demonstration” regimes of UCC Article 3 and land recordation systems. This arrangement worked satisfactorily when mortgages were rarely transferred. Mortgage finance, however, shifted to securitization, which involves repeated bulk transfers of mortgages.

Like many other cases, current trial court decisions are getting reversed because the courts are waking up to the reality of the rule of law. What they have been following is an off the books rule of “anything but a free house.” However a recent Yale Law Review Article eviscerates the assumptions of a free house for the homeowners and destroys the myth that somehow that policy has saved the nation. You can read the Yale Law Review article “In Defense of “Free Houses” for more information on this tide change.

To facilitate securitization, deal architects developed alternative “contracting” regimes for mortgage title: UCC Article 9 and MERS, a private mortgage registry. These new regimes reduced the cost of securitization by dispensing with demonstrative formalities, but at the expense of reduced clarity of title, which raised the costs of mortgage enforcement. This trade-off benefited the securitization industry at the expense of securitization investors because it became apparent only subsequently with the rise in mortgage foreclosures. The harm, however, has not been limited to securitization investors. Clouded mortgage title has significant negative externalities on the economy as a whole.

If your loan contains fraud or it was securitized then your lender may have breached your mortgage loan contract, and therefore your mortgage loan contract could be legally challenged in a court of law. If your mortgage loan contract is declared legally void, then any assignments of the mortgage loan contract, or subsequent assignments, could also be declared legally void.

Securitization is the process of taking an asset and transforming them into a security. A typical example of securitization is a mortgage-backed security (MBS), which is a type of asset-backed security that is secured by a collection of mortgages. Keep in mind that it is perfectly legal for banks to create mortgage-backed securities (MBS’s); however there are significant legal ramifications that will either harm you, or benefit you, depending on what actions you take in response to the fact that your mortgage or deed of trust is legally void resulting in your property, in reality, being unsecured, just like a unsecured credit card debt. What’s in your wallet?

This is why we recommend that you take immediate action and sue for the remedy the law entitles you to, and that you deserve. Treble damages and clear and free title to your home. Not sure if your loan contains mortgage fraud or if it was securitized, no problem, we will do a free mortgage fraud analysis and free Bloomberg securitization search for you.

Many of the programs that had modest success in the early days have fallen into disfavor as banks have enacted strategies to counter their progress. The banks are not going to go down without a serious fight. They have a large arsenal of tools to use, and the legal muscle to keep the industry off balance. This is not a static game. The reason that banks have been successful, for the most part, in protecting the large number of mortgages that were securitized is that there is an intricate web of legal theories that they hide behind to justify what they have done. In effect, they have created a shell game where the ball seems to move around in defiance of the laws of physics.

The banks are relying on a complex interaction between UCC 3 commercial paper law, UCC 9 securitization law, bailment law, agency law and local laws of the jurisdiction where the property is located. They would have us believe that what they have been doing since the 1970’s is perfectly legitimate. Many lawyers who have challenged the banks have gotten close to exposing the scheme only to find that judges retreat away from the complexity of the legal theories involved and fall back on procedural barriers under the auspices of protecting the equitable interests of the banks and their agents.

FRAUD STOPPERS Foreclosure Defense Program has moved the bar forward in many substantial ways:

  • Our Private Administrative process is a targeted approach to Informal Discovery:
  • 3-501. PRESENTMENT or States equivalent
  • Mortgage Error Resolution/Request for Information: If you believe there is an error on your mortgage loan statement or you’d like to request information related to your mortgage loan servicing, you must exercise certain rights under Federal law related to resolving errors and requesting information about your mortgage loan. If you think your credit report, bill or your mortgage loan account contains an error, or if you need more information about your mortgage loan, you send a written letter concerning your error and/or request.
  • Cutting edge mortgage fraud examination and court ready lawsuits and trial ready evidence to win your case
  • Nationwide foreclosure defense attorneys and Pro Se litigation education and support products and services

Subsection of Presentment (example Covenant 8 of UCC3 Note) shows NOTE and under paragraph 1 states: “BORROWER’S PROMISE TO PAY: In return for a loan that I have received, I promise to pay….

MULTI STATE FIXED RATE NOTE–Single Family–Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3200 1/01 (page 1 of 3 pages) Covenant:

  1. WAIVERS

I and any other person who has obligations under this Note waive the rights of Presentment and Notice of Dishonor. “Presentment” means the right to require the Note Holder to demand payment of amounts due. “Notice of Dishonor” means the right to require the Note Holder to give notice to other persons that amounts due have not been paid.

  • 15 U.S. Code § 1692g – Validation of debts

Often a debt collector cannot validate a debt and therefore cannot legally enforce collections.

  • Truth In Lending Act (TILA RESCISSION) codified in 12 CFR Part 226 (Regulation Z); particularly§ 226.34 Prohibited acts and §226.32 sub-paragraph (ii) et seq. predatory lending practices

A mortgage loan covered by the Truth in Lending Act may be rescinded by mailing a Rescission Letter to the purported lender, forcing the purported lender/creditor to oppose that rescission with a lawsuit within 20 days or lose all opposition rights.

  • The primary focus of the legal aspect of our program revolves around taking the theories and best practices that have been most successful around the country and make refinements.

“Here, the specific defect alleged is that the attempted transfers were made after the closing date of the securitized trust holding the pooled mortgages and therefore the transfers were ineffective.

  • Our program seeks to avoid getting mired in the complexity of the various areas of law involved, instead focusing on a simple, focused approach that makes it harder for judges to avoid the strength of our core arguments.
  • The PMA trustees and executive team have a diverse set of skills and significant experience in the core areas that will improve the success factors for our operations.

We have spent an exhaustive amount of time analyzing all of the cases that have been successful in resolving mortgage securitization problems. We have designed our legal information litigation strategy to hit the banks hard and fast where they are most vulnerable.

Our primary focus is on getting clear and marketable title to the property by arguing that the actions of the banks have made the security provisions of the mortgage/deed of trust unenforceable.

Instead of fighting the foreclosure itself head-on, we argue that none of the banks or their agents has the right to enforce the foreclosure provisions of the Mortgage/Deed of Trust. In effect, if none of the banks have standing to enforce the foreclosure provision, we are entitled AS A MATTER OF LAW to a declaratory judgment of Breach of Contract (Security Agreement) that is res judicata, i.e., a permanent ban on foreclosure.

The Stand & Fight Program is a complete program that provides you with everything you need:

  • Administrated Process
  • Court Ready Chain of Title Investigation and Signed Affidavit
  • Complaint along with all exhibits
  • Legal Research
  • Legal Briefs
  • Motions
  • Answers
  • Interrogatories
  • Depositions
  • Case Management for Local Civil Rules of Procedures
  • Training and Support

Take action right now and get the FACTS and HELP that you need to gain the legal remedy that the law entitles you to, and that you deserve!

[ccwr-pricing-table id=”2″]

Learn how Cancel Secured and Unsecured Debt Obligations through Strategic Litigation

 

It has been reported that the too-big-to-fail banks, mortgage lenders, and mortgage loan servicers have been caught violating state and federal laws created to protect American homeowners and consumers. Sometimes it may appear that government agencies responsible for policing the banks are more concerned with investigating companies and people (including attorneys) who advertise foreclosure help services to homeowners fighting foreclosure and mortgage fraud, then they are at holding the banks responsible for the mortgage fraud and foreclosure fraud they commit. The government agencies must do both because the foreclosure help industry is a cesspool of conmen and rip-off artist who prey on uninformed homeowners and consumers.

FRAUD STOPPERS provides foreclosure help resources to our private members, including formal legal education, so they can improve their odds of success getting the legal remedy they deserve, while avoiding common traps, pitfalls, and swindles existing in the foreclosure help and mortgage fraud industry.

If you or someone you know is facing foreclosure or having trouble with a mortgage and you are looking for real honest Foreclosure Help and accurate legal information, consider joining FRAUD STOPPERS today to get the facts & evidence you need to make the best decision regarding your legal options for remedy. 

When you join FRAUD STOPPERS Private Members Association you get a preliminary mortgage transaction analysis and consultation to determine what options your current mortgage loan or foreclosure situation qualifies for. In addition, you also get foreclosure help resources that are designed to help you in your fight to save your piece of the American Dream. Learn more by clicking here to see if we can give you the foreclosure help that you've been looking for. 

When you join FRAUD STOPPERS Private Members Association (PMA) today you will get:

  • Federal Mortgage Fraud Audit
  • Voluntary Liens Report (VLR) Title Report
  • Chain of Title Review
  • Securitization Search & Trust Verification
  • Administrative Documents (to stop foreclosure sale and lay ground for litigation)
  • Federal Mortgage Fraud Lawsuit (petition for damages)

To Join Now Click Here

JOIN NOW

LIST OF FORECLOSURE LAWS BY STATE

Get In Touch

Phone / Fax

Phone: 800-459-1215

Fax: 844-318-3941

Email

info@fraudstoppers.org

Hours: 24/7/365

 

Send A Message

 

Fraud Stoppers Logo

THIS SITE IS NOT INTENDED TO BE MISCONSTRUED AS LEGAL ADVICE. FRAUD STOPPERS is a Private Members Association PMA. FRAUD STOPPERS PMA is NOT a law firm, non-profit organization, or government agency.  FRAUD STOPPERS PMA does not operate in the public sector. Although this website is visible to the public  FRAUD STOPPERS PMA does not intend for any information contained in this website to be considered as legal advise.

The information about Foreclosure law and other legal information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only.  Information on this website may not constitute the most up-to-date legal or other information.  This website contains links to other third-party websites.  Such links are only for the convenience of the reader, user or browser; FRAUD STOPPERS and its members do not recommend or endorse the contents of the third-party sites.

Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter.  No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction.  Only your individual attorney can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation.  Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client relationship between the reader, user, or browser and website authors, contributors, contributing law firms, or committee members and their respective employers. This site provides “information” about the law and is only designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice — the application of law to an individual’s specific circumstances.

The views expressed at, or through, this site are those of the individual authors writing in their individual capacities only – not those of their respective employers, FRAUD STOPPERS, or committee/task force as a whole.  All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed.  The content on this posting is provided “as is;” no representations are made that the content is error-free.

For instant access to an affordable local competent attorney click here

 

Spread the love
Yum