FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION AGREEMENT WHEREAS: I for membership fee paid in hand, do hereby apply for membership in the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), a fraternal organization. With the signing of this membership, I accept the offer made to become a member of FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), and have read and agree with the following Declaration of Purpose from Article I of the Articles of Association. WHEREAS, a Confidentiality Non-Circumvention Agreement is part of this Memorandum for the purpose of preventing the unauthorized disclosure or use of Private Confidential Information (as defined below), which may be disclosed from either party to the other in order to pursue the establishment of a business relationship between the Member and FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), and for the unauthorized competition and circumvention of either Party by the other in any contract or agreement for which either Party learns as a result of this Agreement. All information exchanged between FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) and Member is Confidential and Proprietary and has been acquired through extensive research and experience regarding similar educational issues. WHEREAS, Member is in control of various private and mortgage transactions and business ventures, which have documentation that will become and to include existing copy of “Public Records” abstracts/etc. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) hereby acknowledges disclosure of and receipt of documentations. WHEREAS, it is the desire and current plans of the Member to develop additional information regarding the status of the various private and mortgage transactions and business ventures, this in order to progress complaints regarding legal issues. WHEREAS, it is understood by both Parties to this Agreement, FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is not providing legal advice to the Member and FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is performing solely at the direction and instruction of the Member. Further FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is not an attorney or has FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) made any representations whatsoever that s/he is an attorney or that any associates of FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) are attorneys. WHEREAS, in return for Member Dues FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) agrees to provide consulting and strategic document compilation services necessary to progress Member’s various issues and goals, which may include researching, drafting and editing of documents required and as instructed by Member. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) agrees to provide to Member education and instruction throughout the process of product fulfillment. DISCLAIMER, it is fully understood by Member that FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is not an Attorney, has not represented itself or its associates as Attorneys for legal strategies, legal representation, or legal advice. Further, it is understood by Member that FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA)’s consultation capacity regarding discussions concerning strategies, are historic “Public Records” provided by Member to FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) or uncovered by FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA). Member further agrees and understands that FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is not offering any financial counseling, credit counseling or any form of mortgage negotiation on behalf of or for the benefit of Member. Should Member wish to pursue any of the aforementioned services not offered by FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), Member shall at his/her own discretion and cost, seek the services from a qualified individual. At no time will either party intentionally, by suggestion or act, violate any State or Federal Statute concerning the development and progress of the various issues. ARTICLES OF ASSOCIATION for FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), ARTICLE I Declaration of Purpose WHEREAS, this Association of members hereby declares that our main objective is to maintain and improve the civil rights, constitutional guarantees and political freedom for every member and citizen of the United States of America. We believe that the First Amendment of the Constitution of the United States of America guarantees our members free speech, petition, assembly, and the right to gather together for the lawful purpose of advising and helping one another in asserting our rights under the Federal and State Constitutions and Statutes. We also declare the basic right of all of our members to select spokesmen from our number who could be expected to give wisest counsel and advice concerning the need for legal assistance. WHEREAS, it is hereby declared that we are exercising our right of “freedom of association” as guaranteed by the 1st and 14th Amendments of the U.S. Constitution and equivalent provisions of the various State Constitutions. This means that our association activities are restricted to the private domain only. WHEREAS, the Association will limit its efforts in furthering these goals to use of the established judicial institutions and procedures that have been established by common law, the United States Constitution, and legislative actions by the Congress of the United States and the legislatures of its States. WHEREAS, the Association will recognize any person who is in accordance with these principles and policies as a member, and will provide a medium through which its individual members seek to make more effective the expression of their own views. WHEREAS, our purpose as members is to educate and assist members in solving their legal concerns and problems as a preventative measure or as a solution to a present situation or condition through research, providing information and education, or directing the member to the proper resource. DISCLAIMER: Due to the fact that the legal research, information, data and forms, along with said benefits and services, may not have been offered or prepared by a person licensed to practice law in the State that the Association Member is a resident of or has domicile in, be it known that the benefits and services of the Association are not a substitute for the advice of an attorney. The Association recommends to each member that any and all legal information, education, forms, benefits, and services be reviewed by an experienced licensed member of a State Bar Association. WHEREAS, it is also recommended by the Association that each member be represented by a supervising attorney of their choice. If the member does not have or has not been able to obtain a supervising attorney, the Association may provide a referral of a supervising attorney to the member. It will be the responsibility of the member to provide a copy of the product concerning the benefits and services of the Association to the designated supervising attorney. WHEREAS, the Association does not act in a representative capacity in protecting, enforcing, or defending the legal rights of a member. The member is always acting in his or her own legal capacity concerning any legal matters whatsoever, unless otherwise outlined by a separate Private Program Agreement. WHEREAS, I understand that this contract of membership entitles me to full privileges and benefits offered by the Association to my membership program in accordance with the rights set out by the Constitution and Amendments of the United States and U.S. Supreme Court decisions explaining those rights. Section I. Program. WHEREAS, fees from member to Association are for services provided as indicated in this agreement and not contingent on the success or failure of this program since the outcome of the action of the courts are not controlled by the PMA. WHEREAS, I understand that it may be necessary for the member to engage attorneys, paralegals, accountants, or other service providers that are outside of the scope of this agreement. In such case, it is solely at the discretion and expense of the member and will not affect or alter the terms of this Agreement in any way. WHEREAS, I understand that I will be responsible for proof-reading all documents emailed to me. I understand I may need to print and execute such letters prior to returning them to the Association. I understand I will be required to communicate with my assigned Member Support Representative with any questions and or concerns. WHEREAS, in the event of a disagreement or complaint with a Trustee or our staff, the Association will attempt to resolve the issue in a professional manner. The Association understands this process can be stressful time; however, the Association insists that all communication between the members and the Association be conducted in a polite and professional manner. I understand I can be terminated as a member of the Association by a Trustee for a breach of the Articles of Association. WHEREFORE, MEMBER [the undersigned] wishes to engage FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) in the performance of “Securitization Audit Reports”, legal documents and forms, AND for Membership into FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) PRIVATE MEMBERS ASSOCIATION. WHEREAS FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) PRIVATE MEMBERS ASSOCIATION (PMA), is in the business of providing an analysis of real estate loan documents, debt secured or otherwise, and the examination of the documents required in the scope of a Bloomberg Securitization Audit Report [SAR], with the use of ABSNet, Bloomberg, LP, DocEdge, EdgarsPro, and other public data resources. This Engagement between MEMBER and FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is for the performance in good faith, of the duties express and implied under this agreement. IT IS HEREBY PRIVATELY AGREED TO AS FOLLOWS: This Member Agreement (the “Agreement) is between (the “Member”) and FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), PMA (herein also referred to as “Fraud Stoppers”) an Unincorporated Private Member Association (the “FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA)”) for the purpose of engaging the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) to advise and assist the Member in executing a strategy based on the proprietary research and intellectual property developed by FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) for the purpose of researching Member’s purported loan, mortgage/ and deed of trust, analyzing the information and presenting said research in a manner that will assist Member, or Member separately retained counsel in pursuing Member’s objectives; (Strategy). It is understood and agreed that the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) strategy is a carefully constructed series of steps, process, and reports (Work Product) to support a Members application to a purported Lender for equitable relief of the original or subsequent purported loans on Member’s residential real property or, if necessary and prudent, the litigation of Member’s claims. In order for FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) to be successful in delivering Work Product, the Member hereby acknowledges that compliance, adherence and prompt action to the memorandum of understanding is an integral part of the Strategy. Throughout this document, the term “PMA” may be used to refer to Fraud Stoppers, FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), as well as any entity controlling Fraud Stoppers, controlled by Fraud Stoppers, or under common control with Fraud Stoppers or FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) that may sell goods and services to Member from time to time. Unless the context otherwise requires, “Products” refers to the documents and advice provided to Member under this Agreement. Master Agreement. This Agreement sets out terms and conditions applicable to all products and services sold by any PMA to Member. PMA will sell goods and services to Member only under the terms and conditions of this Agreement. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) and Member agree that the terms and conditions of this Agreement shall apply to all goods and services sold to Member by any PMA unless expressly agreed otherwise in writing by the applicable PMA. Except as expressly acknowledged by each party as an amendment to this Agreement, all contradictory or additional terms and conditions contained in any purchase order or other writing of Member will not apply to any order from or sale to Member. No modification of any term or condition will be valid or binding upon the parties unless approved by each party in writing by each party’s duly authorized personnel. Use of Products. By ordering the Products, Member agrees that the Products purchased may only be used by Member for Member’s personal use and may not be sold or redistributed without the express written consent of Fraud Stoppers. No Substitute for Legal Advice. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) provides form documents and information to its Members to provide (a) a general understanding of the law and (b) a starting point to individuals who choose to prepare their own legal documents. The Products include general information on commonly encountered legal issues. At no time will FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) review Member’s documents for legal sufficiency, draw legal conclusions, provide legal advice or apply the law to the facts of Member’s particular situation. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) and the Products are not substitutes for the advice of an attorney. Member is encouraged to seek legal counsel as reasonably required for Member’s needs. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) strives to keep its legal documents accurate, current and up-to-date. However, because the law changes rapidly, FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) cannot guarantee that all of the information the Products is completely current. The law is different from jurisdiction to jurisdiction, and may be subject to interpretation by different courts. The law is a personal matter, and no general information or legal tool like the kind FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) provides can fit every circumstance. The legal information contained in the Products is not legal advice and is not guaranteed to be correct, complete or up-to-date. From time to time, FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) may perform certain attorney access services and introduce our visitors to attorneys through various methods, including but not limited to (i) legal plans, (ii) third party attorney directory listings, and (iii) third party limited scope agreements. At no time is an attorney-Member relationship fostered or created with Fraud Stoppers through the performance of any such services. The Products are not intended to create any attorney-Member relationship, and Member’s use of FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) does not and will not create an attorney-Member relationship between Member and FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA). Acceptance of Orders. This Agreement and all orders from Member are subject to acceptance by PMA. PMA’s acceptance of any Member order is conditional on Member’s agreement to the terms and conditions of this Agreement. Agreement of the Parties. This Agreement may be modified only in writing by PMA and in no event will PMA’s performance be deemed an acceptance of any Member purchase order or waiver of any provision of this Agreement. PMA objects to terms or conditions additional to or different from this Agreement and any Proposal, whether or not material. If it is determined that Member’s order is an offer, then any acceptance by PMA is expressly conditioned on Member’s assent to this Agreement. This Agreement and any other provisions which are otherwise agreed to in writing by PMA constitute the complete and exclusive statement of the agreement superseding any differing statements, oral or written. Information to be provided by Member. In providing the Products and Services, PMA relies upon the accuracy, completeness, and timeliness of any and all information furnished, or to be furnished by Member (“Information”), which may include, but is not limited to: Loan Application (Form 1003) Loan Commitment Letter/Lock Letter Good Faith Estimate Truth in Lending Disclosure Statement (3-Day) Notice of Right to Cancel HUD-1 (or HUD-1A) Settlement Statement Note (with riders or attachments) Deed of Trust (Mortgage) Underwriting and Transmittal Summary Appraisal Report RESPA Servicing Disclosure Hazard Insurance Disclosure Credit Score Disclosure Lender’s Closing Instructions Affiliated Business Arrangement Disclosure I-O and/or Negative Amortization Disclosure ARM Disclosure Itemization of Amount Finance Disclosure Federal Income Tax Returns W-2 Bank Statements Pay Stubs Property Tax Statement Homeowners Insurance Statement MEMEBER understand and acknowledge that in jurisdictions where public record documents are not available they may be required to provide FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) with copies of mortgage loan, foreclosure, and court documents that may be required to provide Product(s)/Service(s) to Member. MEMBER AGREES AND UNDERSTANDS THEY HAVE 21 CALENDER DAYS TO TURN IN ALL NECESSARY PAPERWORK TO PERFORM ALL INVESTIGATIONS. IF THE MEMBER FAILS TO PERFORM IN THIS ALLOTED PERIOD, THE MONEY BACK GUARANTEE SHALL BE NULL AND VOID, AND THE FILE SHALL BE TERMINATED. MEMBER SHALL BE RESPONSIBLE FOR THEIR HOME STATUS NOT TO GO INTO FORECLOSURE WHILE THE INVESTIGATIONS ARE BEING PROCESSED. A FORECLOSED HOME WILL NOT BE THE RESPONSIBILITY OF FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) AND WILL NOT WARRANT A REFUND. Any inaccuracy in Information provided may greatly impact the applicability of the Products to Member. Member represents and warrants the Information provided to FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is true and accurate in all respects and that he or she is the owner of the Information furnished to PMA in connection with this Agreement. Member agrees to defend, indemnify and hold PMA harmless with respect to all claims of any third party of infringement or related claims associated with PMA’s use or reliance upon the information. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) will provide Member with access to Product in accordance with FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) policy, and that are reasonably requested by the Member. Upon this Agreement being signed by Member and accepted and signed by FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), Documents shall be delivered to Member within 21 days from the date that Full Payment was received by FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) and MEMBER’S Three-Day Right of Rescission has ended Limited Warranty. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) warrants that it has used reasonable care and utilized professional advice in the development of the Products. Because the outcome of negotiations and litigation is subject to factors that cannot always be foreseen, such as the uncertainties and risks inherent in the negotiation and litigation process, Member agrees that FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) has made no promises or guarantees to Member concerning the outcome of any matter and cannot do so. THE WARRANTIES SET FORTH IN THIS SECTION, AND ANY SUCH ADDITIONAL WARRANTY OR REPRESENTATION TO THE EXTENT AGREED TO IN WRITING BY PMA, ARE IN LIEU OF, AND PMA EXPRESSLY DISCLAIMS, ALL OTHER WARRANTIES EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. In the event that the foregoing disclaimer of additional warranties is not given full force and effect, any resulting additional warranty shall be limited in duration to the express warranties and be otherwise subject to and limited by this Agreement. Intellectual Property License. Member is granted a limited, non-exclusive, non-transferable, non-assignable license to use the Products. PMA shall retain any and all rights to the Products supplied to Member by PMA under this Agreement. Member shall not remove, modify, or destroy any proprietary markings of PMA, including, but not limited to, legends and notice of PMA’s ownership and title to trademarks, trade names, trade secrets, copyrights, or patents placed upon or contained within the Products, and shall to reproduce all such markings upon or within authorized copies of the Products. The Products created and prepared by PMA, shall not be treated as Work Made for Hire, as that term is defined by the Copyright Act (17 U.S.C.A. Section 101). Confidential Information. Member shall keep confidential and not disclose, reproduce, excerpt or distribute any portion thereof of Products or other proprietary information of PMA, including but not limited to all information located on PMA paper or letterhead. All information submitted on Member paper is submitted on a non-confidential basis PMA reserves all intellectual property rights to standard assemblies. Member may use drawings or documentation provided with machine services manuals for maintenance purposes, but not for manufacturing purposes. Additional Services. PMA may provide additional services to Member upon mutual written agreement, signed by both parties. Term. Unless terminated sooner in accordance its terms, this Agreement shall remain in full force and effect until the later of (a) three years from the effective date or (b) the date terminated by Fraud Stoppers. Hold Harmless; Indemnification. Member hereby releases and agrees to defend, indemnify and hold PMA harmless from and against all claims, demands, suits and causes of action (“liability”) for property damage, personal injury or death, and all loss, cost, damage and expense (including reasonable attorneys’ fees) relating to the Product, arising out of Member’s use of the Products, Member’s negligence, violation of law or this Agreement or other act or omission of Member. Limitation on Liability. PMA AND ITS SUPPLIERS SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE TO MEMBER, OR FOR ANY SPECIAL, CONSEQUENTIAL, INCIDENTAL, PUNITIVE OR INDIRECT DAMAGES WITH RESPECT TO THE PURCHASE, SALE, USE OR NON-USE OF PRODUCTS, WHETHER SUCH LIABILITY IS BASED UPON CONTRACT (INCLUDING BREACH OF A REPRESENTATION OR WARRANTY), TORT (INCLUDING NEGLIGENCE OR STRICT LIABILITY), OR OTHER LEGAL THEORY WHATSOEVER, EVEN IF PMA HAD NOTICE OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF ANY WARRANTY OR REMEDY IS HELD TO HAVE FAILED ITS ESSENTIAL PURPOSE. IN THE EVENT THAT THE FOREGOING LIMITATION IS NOT GIVEN FULL FORCE AND EFFECT, PMA’S LIABILITY FOR SUCH DAMAGES SHALL NOT EXCEED THE PRICE OF THE PRODUCT OR PART UPON WHICH THE CLAIM IS BASED. FORCE MAJEURE. PMA is not liable to Member for any delay in a scheduled delivery or a failure in performance caused by acts beyond PMA’s reasonable control, including, without limitation, those resulting from improper or incomplete information received from Member, acts of God, war, vandalism, sabotage, accidents, fires, floods, strikes, labor disputes, mechanical breakdown, shortages or delays in obtaining suitable parts or equipment, material, labor or transportation, acts of subcontractors, interruption of utility services, acts of any unit of government or governmental agency, or any similar or dissimilar cause. No Waiver. PMA shall have the benefit of all rights and remedies provided by law or equity. Failure of PMA to exercise or reserve any right or remedy, or term or condition of any contract, shall not be construed as a waiver or relinquishment of any of the other right, remedy, term or condition of any contract or the future performance or exercise of any such term, condition, right or remedy. Introductions – Introductions to and use of professionals and other FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is made by the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) will be considered exclusive for purposes of this Agreement. Documents prepared in connection with this Agreement shall be treated as copyright work product of FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) and will not be given to others without approval from FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA). The FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) will use its reasonable best efforts to structure, draft and present materials to Member to accomplish a successful conclusion of the Agreement. Collection of Information – The initial undertakings by the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) will include the collection, confirmation and verification of the following information; (i) Name of Member(s); (ii) Name of Originating Mortgage Company; (iii) Name of Mortgage Originator/Loan Officer; (iv) Mortgage Loan Documents. After collection of the above described information about the Member, the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) will coordinate, retain, and engage experts excluding legal counsel to produce the work product for the benefit of the Member and paid for by the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA). Information provided by the Member – In connection with FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA)’s activities hereunder, the Member will furnish the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) and their retained professionals upon request with all material and information regarding the business and financial condition of the Member available to the Member (all such information so furnished being the “Information”). The FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) will perform due diligence based on the Information; however, the Member recognizes and confirms that the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) will (a) use and rely primarily on the Information and on information available from generally recognized public sources in performing the services contemplated by this Agreement without having independently verified the same; (b) does not assume responsibility for the accuracy or completeness of the Information and such other information; and (c) retains the right to continue to perform due diligence during the course of the engagement. The FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) agrees to keep the information confidential so long as it is and remains non-public unless disclosure is required by law or requested by any government or regulatory agency or body, and the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) will not make use thereof except in connection with services hereunder for the Member. NOW THEREFORE in consideration of the foregoing and every term, covenant and condition hereafter set forth, FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) and MEMBER do hereby understand, covenant and agree as follows: FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is NOT a Law Firm and Does NOT Provide Legal Advice. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is a Private Members Association and does not transact on behalf of the Member in any way, including sending letters, making phone calls, contacting banks, or filing and serving your legal documents. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) always recommends that Member use these cutting edge services in conjunction with the representation of a Licensed Attorney in their respective Jurisdiction. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) does not accept referral fees from FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) Network Attorneys, and FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) Attorneys do not fee split with FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) Network Attorneys. MEMBER agrees that a Payment Authorization in the full amount of the service will be taken upon file submission, and earned in full upon completion and delivery to MEMBER. [MARS Disclosure] MEMBER can cancel at any time before completing this Service, Bloomberg Screenshots, and Recorded Documents are completed by FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA). (Usually occurs within first 24-48 hours after file submission) [MARS Disclosure] FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) is NOT Affiliated Government / Sponsored / Approved / Connected / to or with any Government Agency or Banking Institution [MARS Disclosure] Even if you accept this offer for Membership and use FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) products or services, your lender may not agree to change your loan or stop foreclosure proceedings; and you may lose your home to foreclosure. [MARS Disclosure] FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) always recommends that you make every attempt to contact your Lender Directly to negotiate a resolution prior to using its products or services. [MARS Disclosure] FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) recommends that you review this agreement with your Attorney or other Professional, [MARS Disclosure] MEMBER understands that FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) and its officers and directors cannot guarantee MEMBER any result in any Loan situation, or with any particular Lender[s], MEMBER hereby agrees to cooperate in obtaining all necessary documentation required of FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA). If Recorded documents cannot be obtained by MEMBER, than MEMBER will Authorize FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) to obtain Recorded Documents. MEMBER consents that any disputes arising out of the performance of this agreement shall be resolved by mediation. MEMBER also expressly agrees to hold FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), its Officers, and Directors and Associates completely harmless in the event that the MEMBER’s position is too severe to remedy and the home is lost in a Foreclosure Sale or Trustee Sale for any reason. By payment for Product or Service MEMBER understands and agrees that the Bloomberg Screenshots associated with you loan and the recorded documents associated with your loan are being collected exclusively for the completion of a Securitization Audit and said work is considered earned upon its completion; and said Securitization Audit Report does not come with any express or implied guarantees by FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) or its Officers and Associates. Furthermore, MEMBER agrees to indemnify and hold harmless, FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA), its affiliates, members, officers, directors, and assigns, against any and all actions, claims, liability, costs, damages, charges and expenses, that it may be liable to any 3rd party not a party to this agreement, that result from MEMBER’s Professional Negligence or liability arising there from. MEMBER agrees that they have read and agrees to the terms of the FRAUD STOPPERS Membership Agreement. MEMBER agrees that received MARS Disclosures in the Membership Agreement. MEMBER understands FRAUD STOPPERS is not affiliated with any government or banking institutions. MEMBER acknowledges and understands their payment obligation and that a Payment Authorization in the full amount of the service will be taken upon file submission, and earned in full upon completion and delivery to MEMBER. MEMBER acknowledges and understands that FRAUD STOPPERS is not a law firm and does not give legal advice, and acknowledges and understands that they either have or intend to have an attorney/mortgage/accounting/other professional assisting them in their legal matter. MEMBER acknowledges and understands that FRAUD STOPPERS is NOT an attorney referral company and that any contact to any attorney or law firm provided to MEMBER by FRAUD STOPPERS PMA is done solely on a casual, non-business, basis and that FRAUD STOPPERS is NOT formally associated with any attorneys or law firms and bears NO responsibility for any outcome or non-outcome related to any engagement that MEMBER decides to initiate with any attorney or law firm. MEMBER acknowledges and understands that they have been fully advised to purchase and take the HOW TO WIN IN COURT EDUCATION COURSE and/or obtain professional legal representation from a competent attorney before using any legal forms or documents provided to them by FRAUD STOPPERS. MEMBER acknowledges and understands that these Legal Forms are NOT a substitute for the legal advice provided by an Attorney and are sold to MEMBER in the same form and fashion as the Legal Zoom Model. MEMBER acknowledges and understands their Payment Authorization in the full amount of the service will be taken upon file submission, and earned in full upon completion and delivery to MEMBER. FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) Membership Fee is $297.00 and is NON-REFUNDABLE. MEMBER acknowledges, understands, and agrees that any MEMBERS ONLY Products or Services purchased in association to this Membership and Purchase Agreement shall consists of items related to purchased Product or Service as described on FRAUD STOPPERS ONLINE STORE at: https://www.fraudstoppers.org/store/ I for membership fee paid in hand do hereby understand, and agree to all the terms and provisions of FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) Membership and Purchase Agreement and I hereby authorize FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION (PMA) to automatically charge my credit card for my initial deposit, any subsequent payments, and any applicable Monthly Membership Dues for ongoing litigation support pursuant to this agreement. This authorization shall remain in effect until revoked in writing.